Home
Credit Cards
First Progress Premium Prestige Mastercard Secured Credit Card

First Progress Prestige Mastercard® Secured Credit Card

- Now offering Up To 10% Cash Back at select merchants with First Progress! Plus, 1% back when you make payments!^^
- A $200 refundable deposit is your first step toward better credit!
- Apply with no impact to your credit!²
- Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
All credit types welcome to apply!
- ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
- ²We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.
- *See Important Disclosures for complete offer details

4.5 / 5.0 (14 votes)

Leave your vote!

Information - Rates - Fees

Intro APR:

N/A*

Intro Period:

N/A*

APR:

13.49%*

APR Type:

variable

Annual Fee:

$49*

Issuer:

Other Issuers

Card Network:

Mastercard®

Card Category:

Consumer (Secured)

Card Type:

Apply by Phone
Building Credit
Card for Bad Credit
Damaged Credit
Low Interest Rate
New to Credit
Reward Card

Credit Needed:

Bad Credit OK*

Grace Period:

25 Days*

Late Payment Fee:

$41.00*

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%):

22.49%

Other Fees

Additional Fees

Foreign Transaction Fee: 3%
Returned Payment: Up to $30.00
Credit Line: Minimum refundable deposit of $200.00 up to $2,000.00*

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Features

Most attractive:

- Credit reporting
- Card to build credit
- No credit check

Least attractive:

- Annual fee

Rewards & Benefits

Reward Type:

Universal Rewards

Reward Unit:

Cash

Rewards:

- Up To 10% Cash Back at select merchants
- 1% back when you make payments

Other Benefits:

*See Terms and Conditions

Online Access:

Yes!

Credit Reporting:

Yes

*The information provided for First Progress Prestige Mastercard® Secured Credit Card is believed to be accurate at the time of evaluation (Apr 15, 2026). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.