Home
Credit Cards
First Progress Platinum Select Mastercard Secured Credit Card

First Progress Select Mastercard® Secured Credit Card

- Earn Up To 10% Cash Back on everyday shopping with your First Progress Card, plus another 1% back on payments!^^
- Apply with no impact to your credit!²
- The first step to rebuilding your credit starts with just $200!¹
- Choose the First Progress Select Card for a lower annual fee!
- All credit types welcome to apply!
- Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
- ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
- ²We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
- ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.
- *See Important Disclosures for complete offer details

4.5 / 5.0 (134 votes)

Leave your vote!

Information - Rates - Fees

Intro APR:

N/A*

Intro Period:

N/A*

APR:

17.49%*

APR Type:

variable

Annual Fee:

$39*

Issuer:

Other Issuers

Card Network:

Mastercard®

Card Category:

Consumer (Secured)

Card Type:

Apply by Phone
Building Credit
Card for Bad Credit
Guaranteed Approval
No Credit / New to Credit
Reward Card

Credit Needed:

Bad Credit OK*

Grace Period:

25 Days*

Late Payment Fee:

$41.00*

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%):

23.49%

Other Fees

Additional Fees

Foreign Transaction Fee: 3%
Returned Payment: up to $30.00
Credit Line: Minimum refundable deposit of $200.00 up to $2,000.00*

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by CreditCardsLab

After you make your initial deposit to your First Progress Platinum Select Mastercard Secured Card account, you'll be able to take full advantage of all the great benefits that MasterCard offers, but without traditional credit card hindrances. You can shop online or at the mall, pay bills, or fill up your gas tank because MasterCard is accepted all over the world.

What you get most out of this card, though, is the peace of mind of knowing that you'll get a fair interest rate regardless of your credit history. This is important for people who are new to credit or who may have had trouble with credit in the past, because it can often be very difficult to get a competitive rate without excellent credit.

Features

Most attractive:

- Credit reporting
- Card to build credit
- No credit check

Least attractive:

- Annual fee

Benefits

Rewards:

- Up To 10% Cash Back on everyday shopping
- 1% back on payments

Other Benefits:

*See Terms and Conditions

Online Access:

Yes!

100% Guarantee Approval: