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  • First Progress Platinum Select Mastercard Secured Credit Card

- Pay 6 months on time and apply to get a second credit card!
- Secured Cards are a great way to start establishing credit for people with low/no credit scores¹
- Get a fresh start! A discharged bankruptcy in your credit file will not cause you to be declined
- Past credit issues shouldn't prevent you from getting a credit card with great benefits & rewards!
- See your VantageScore®+. Easy, Free Access to Credit
- Education in the First Progress Card Mobile App!
- Receive your card more quickly with the new expedited processing option
- User friendly Mobile App
¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
4.5 / 5.0 (134 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
19.24%*
APR Type:
variable
Annual Fee:
$39*
Issuer:
Card Network:
Card Category:
Consumer (Secured)
Card Type:
Apply by Phone
Building Credit
Card for Bad Credit
Guaranteed Approval
No Credit / New to Credit
No Credit Check
Reward Card
Credit Needed:
Bad Credit OK*
Grace Period:
25 Days*
Min Credit Line:
$200
Max Credit Line:
$2,000
Late Payment Fee:
$41.00*

Balance Transfers

Balance Transfer:
No

Cash Advances

APR on Cash Advances (%):
25.24%

Other Fees

Additional Fees
Foreign Transaction Fee: 3%
Returned Payment: up to $41.00

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by

After you make your initial deposit to your First Progress Platinum Select Mastercard Secured Card account you'll be able to take full advantage of all the great benefits that MasterCard offers but without traditional credit card hindrances. You can shop online or at the mall, pay bills or fill up your gas tank because MasterCard is accepted all over the world.

What you get most out of this card, though, is the peace of mind of knowing that you'll get a fair interest rate regardless of your credit history. This is important for people who are new to credit or may have had some trouble with credit in the past because it can often be very difficult to get a competitive rate without extremely good credit.

Features

Most attractive:
- Credit reporting
- Card to build credit
- No credit check
Least attractive:
- Annual fee

Benefits

Other Benefits:
*See Terms and Conditions
Online Access:
Yes!
100% Guarantee Approval:
Yes!
Credit Reporting:
Yes

*The information provided for First Progress Platinum Select Mastercard® Secured Credit Card is believed to be accurate at the time of evaluation (Aug 3, 2023). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.