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  • First Progress Platinum Elite Secured Mastercard Credit Card

- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score is Required for Approval
- Quick and Complete Online Application; No credit inquiry required!
- Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
- Full Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully Refundable Deposit of $200 to $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide program; available in all 50 US states *See Card Terms.
- Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
- Hablamos Espanol! Nuestros representantes de servicio al cliente hablan Espanol con fluidez para su conveniencia.
- Make 6 months of on-time payments & you'll be invited to apply for an unsecured First Digital Mastercard!
4.5 / 5.0 (115 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
APR Type:
Annual Fee:
Card Network:
Card Category:
Consumer (Secured)
Card Type:
Building Credit
Card for Bad Credit
Instant Decision
New to Credit
No Credit Check
Credit Needed:
Bad Credit OK*
Grace Period:
25 Days*
Min Credit Line:
Max Credit Line:
Late Payment Fee:

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%):

Other Fees

Additional Fees
Returned Payment: up to $41.00
Foreign Transaction Fee: 3%

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by

Buying on credit is easier with the First Progress Platinum Elite Mastercard. Anyone can be approved for the card, even with no credit or poor credit. The card requires a refundable security deposit to be paid on the account. Once this is paid, the card will be set up and mailed out. The card has the MasterCard logo, making it possible to make purchases almost everywhere.

This includes online, over the phone and with millions of merchants globally. Platinum Mastercard benefits apply to the card. Online account management and online bill pay are features of the card. Fraud protection is also provided, ensuring cardholders aren't held responsible for charges they didn't authorize. The application takes minutes to complete, making it possible to get credit quickly.


Most attractive:
- High Secured Credit Line
- Credit reporting
- Card to build credit
- Platinum benefits
Least attractive:
- Annual fee

Rewards & Benefits

Other Benefits:
*See Terms and Conditions of the card
Online Access:
Credit Reporting:

*The information provided for First Progress Platinum Elite Mastercard® Secured Credit Card is believed to be accurate at the time of evaluation (Mar 31, 2023). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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