- Must have checking account to qualify
- Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
- Reports to the major Consumer Reporting Agencies
- Just click it! Responses in 60 seconds
- Pay no interest on purchases by paying your balance in full each month
- If approved, once your account is opened you will have access to millions of merchants worldwide (subject to available credit)
2.1 / 5.0 (21 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
36.00%*
APR Type:
fixed
Annual Fee:
See Terms*
Card Network:
Card Category:
Consumer (Regular)
Card Type:
Card for Bad Credit
Guaranteed Approval
Credit Needed:
Bad Credit OK*
Grace Period:
See Terms*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No
CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by

If you have faced some credit issues in the past, you might be discouraged about applying for a new credit card, afraid of denials or excessive fees. Fortunately there are a few options for you that can help you get back on track without gouging you for your past mistakes. A new MasterCard from First Premier Bank, for example, offers you simple access to credit without the excessive fees.

This does not mean, of course, that there are no fees; after all, it is a credit card. However, what you will pay in fees is somewhat standard or they are designed to be reasonable so that you can prove your creditworthiness over time. Basically, you'll enjoy an annual fee that is reduced after the first year, at which point a small monthly fee schedule will begin.

Features

Most attractive:
- Credit Card for Bad Credit
- Responses in 60 seconds
- Credit reporting
Least attractive:
- High fees
- Processing fee

Benefits

Other Benefits:
*See website for additional benefits
Online Access:
Yes!
100% Guarantee Approval:
Yes!
Credit Reporting:
Yes

*The information provided for First PREMIER® Bank Mastercard® Credit Card is believed to be accurate at the time of evaluation (Aug 29, 2021). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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