- No Annual Fee! Build up your credit with responsible card use.
- Get Approved Fast – Just Click Below to Start the Process!
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum MasterCard® Secured Credit Card
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide Program – though not yet available in NY, IA, AR, or WI
4.0 / 5.0 (18 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
APR Type:
Annual Fee:
Card Network:
Card Category:
Consumer (Secured)
Card Type:
Card for Bad Credit
Guaranteed Approval
Instant Decision Card
Credit Needed:
Bad Credit OK*
Grace Period:
25 days*
Min Finance Charge:
Min Credit Line:
Max Credit Line:
Late Payment Fee:
Up to $38*

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%):

Other Fees

Additional Fees
- Foreign transaction fee: 3%
- Returned Payment: Up to $27.00


- Not yet available in NY, IA, AR, or WI


Most attractive:
- No Annual fee
- Instant decision
- 3 Major Credit Bureaus reporting
- Good card for Credit Improvement
Least attractive:
- High APR
- No intro rates
- No rewards


Other Benefits:
*See terms and Conditions
Online Access:
100% Guarantee Approval:
Credit Reporting:

The information provided for First Latitude MasterCard® Secured Credit Card is believed to be accurate at the time of evaluation (May 2, 2018). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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