- Start Building Your Credit with as Little as $100
- Pay a Deposit (as Little as $100! Or up to $2000)
- Quick and Easy Online Application
- No Credit History or Minimum Credit Score Required!
- Get a Platinum Mastercard (Bank Account Required)
- Reports to all 3 Major Credit Bureaus
- Credit Reporting Starts Immediately when your Account is Opened
- *Just pay your bill on time to continue establishing your credit
- First Latitude Mastercard is Accepted Nationwide and Online
- Make 6-months of on-time payments & you'll be invited to apply for an unsecured First Digital Mastercard!
3.5 / 5.0 (34 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
APR Type:
Annual Fee:
See Terms*
Card Network:
Card Category:
Consumer (Secured)
Card Type:
Building Credit
Card for Bad Credit
Damaged Credit
No Credit / New to Credit
No Credit Check
Credit Needed:
Bad Credit OK*
Grace Period:
25 days*
Min Finance Charge:
Min Credit Line:
Max Credit Line:
Late Payment Fee:

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%):
Cash Advance Fee (%):
Minimum Fee:

Other Fees

Additional Fees
- Annual fee: $25 for the first year, after that $35 annually
- Foreign transaction fee: 3%
- Late Payment: Up to $41
- Returned Payment: Up to $30

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.


Most attractive:
- Instant decision
- 3 Major Credit Bureaus reporting
- Good card for Credit Improvement
Least attractive:
- High APR
- No intro rates
- No rewards

Rewards & Benefits

Other Benefits:
*See terms and Conditions
Online Access:
Credit Reporting:

*The information provided for The First Latitude Platinum Mastercard® Secured Credit Card is believed to be accurate at the time of evaluation (Nov 11, 2022). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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