First Latitude Platinum Mastercard Secured Credit Card
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- Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
- Building credit starts immediately when you open your account, just pay your bill on time to establish your credit.*
- Reports to all 3 major credit bureaus
- First Latitude is accepted wherever Mastercard® is accepted, online and worldwide!
- Pay 6-months-on-time and apply to get a second credit card in your wallet!
- *Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
23.99%*
APR Type:
variable
Annual Fee:
See Terms*
Issuer:
Synovus Bank
Card Network:
Mastercard®
Card Category:
Consumer (Secured)
Card Type:
Building Credit
Card for Bad Credit
Damaged Credit
No Credit / New to Credit
No Credit Check
Reward Card
Credit Needed:
Bad Credit OK*
Grace Period:
25 days*
Min Finance Charge:
$1.50
Min Credit Line:
$100
Max Credit Line:
$2,000
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Cash Advances

APR on Cash Advances (%):
28.99%
Cash Advance Fee (%):
3.00%
Minimum Fee:
$10.00

Other Fees

Additional Fees
- Annual fee: $25 for the first year, after that $35 annually
- Foreign transaction fee: 3%
- Late Payment: Up to $41
- Returned Payment: Up to $30

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Features

Most attractive:
- Instant decision
- 3 Major Credit Bureaus reporting
- Good card for Credit Improvement
Least attractive:
- High APR
- No intro rates
- High fees

Rewards & Benefits

Reward Type:
Universal Rewards
Reward Unit:
Cash
Rewards:
- 1% Cash Back on all purchases
Expiration:
None*
Yearly Limit:
None*
Other Benefits:
*See terms and Conditions
Online Access:
Yes!
Credit Reporting:
Yes

*The information provided for First Latitude Platinum Mastercard® Secured Credit Card is believed to be accurate at the time of evaluation (Mar 31, 2023). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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