- No Annual Fee! Build up your credit with responsible card use.
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Nationwide Program though not yet available in NY, IA, AR, or WI
* See Card Terms.
4.0 / 5.0 (18 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
26.49%*
APR Type:
variable
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Consumer (Secured)
Card Type:
Card for Bad Credit
Instant Decision Card
Credit Needed:
Bad Credit OK*
Grace Period:
25 days*
Min Finance Charge:
$1.50
Min Credit Line:
$200
Max Credit Line:
$2,000
Late Payment Fee:
Up to $38*

Balance Transfers

Balance Transfer:
No

Cash Advances

APR on Cash Advances (%):
26.49%

Other Fees

Additional Fees
- Foreign transaction fee: 3%
- Returned Payment: Up to $27.00

Comments

- Not yet available in NY, IA, AR, or WI

Features

Most attractive:
- No Annual fee
- Instant decision
- 3 Major Credit Bureaus reporting
- Good card for Credit Improvement
Least attractive:
- High APR
- No intro rates
- No rewards

Rewards & Benefits

Other Benefits:
*See terms and Conditions
Online Access:
Yes!
Credit Reporting:
Yes

The information provided for First Latitude Mastercard® Secured Credit Card is believed to be accurate at the time of evaluation (Nov 7, 2018). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.