- Get the security and convenience of a full-feature, unsecured MasterCard Credit Card - accepted at millions of merchant and ATM locations worldwide and online.
- Build up your credit history with a card that reports to all three major credit bureaus every month.
- Perfect credit not required for approval; we may approve you when others won't.
- Easy and secure online application – It takes just moments to apply.
- Result in as little as 60 seconds.
- Issued by Synovus Bank, Member: FDIC
2.5 / 5.0 (16 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
35.99%*
APR Type:
variable
Annual Fee:
See Terms*
Issuer:
Card Network:
Card Category:
Consumer (Regular)
Card Type:
Card for Bad Credit
Guaranteed Approval
Instant Decision Card
Credit Needed:
Bad Credit OK*
Grace Period:
23 days*
Min Finance Charge:
$1.00
Late Payment Fee:
$40.00*

Balance Transfers

Balance Transfer:
No

Cash Advances

APR on Cash Advances (%):
35.99%

Other Fees

Additional Fees
Return Check Fee: Up to $40.00
Activation Fee: $95.00 (one-time fee)
Monthly Servicing Fee: None for the first year (introductory). After that, $75.00 annually ($6.25 per month).
Additional Card Fee: $29.00 annually (if applicable).

Comments

Checking account required.

Features

Most attractive:
- Response in as little as 60 seconds
- Easy & Fast application
- No Perfect credit needed
- FDIC Insured
Least attractive:
- Monthly Servicing Fee
- Annual Fee
- Application Fee
- No rewards

Benefits

Online Access:
Yes!
100% Guarantee Approval:
Yes!
Credit Reporting:
Yes

*The information provided for First Digital Mastercard® Credit Card is believed to be accurate at the time of evaluation (May 28, 2020). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.