First Digital Mastercard
Apply now | Details
- Earn 1% cash back rewards on payments made to your First Digital Credit Card
- Checking Account Required
- $300 credit limit (subject to available credit)
- Build up your credit history with a card that reports to all three major credit bureaus every month.
- Receive your card more quickly with optional Expedited Processing (additional fee applies).
- Get a result in as little as 60 seconds upon completion of the online application.
- Online Customer Center available 24 x 7.
- Perfect credit not required for approval; we may approve you when others won't.
- *See Rates, Fees, Costs & Limitations for complete offer details
- See Cash Back Rewards Programs Terms & Conditions for details
- Issued by Synovus Bank, Member: FDIC
2.5 / 5.0 (16 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
See Terms*
Annual Fee:
See Terms*
Issuer:
Synovus Bank
Card Network:
Mastercard®
Card Category:
Consumer (Regular)
Card Type:
Building Credit
Card for Bad Credit
Digital Card
Starter
Unsecured
Reward Card
Credit Needed:
Bad Credit OK*
Grace Period:
23 days*
Min Finance Charge:
$1.00
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Cash Advances

APR on Cash Advances (%):
35.99%
Cash Advance Fee (%):
3.00%
Minimum Fee:
$10.00

Other Fees

Additional Fees
Annual Fee: $75.00 for the first year. After that, $48.00 annually.
Late Payment Fee: Up to $41.00
Return Payment Fee: Up to $41.00
Program Fee: $95.00

Comments

Checking account required.

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Features

Most attractive:
- Response in as little as 60 seconds
- Easy & Fast application
- No Perfect credit needed
- FDIC Insured
Least attractive:
- Monthly Servicing Fee
- Annual Fee
- Application Fee

Rewards & Benefits

Reward Type:
Cash Back Rewards
Reward Unit:
Cash
Rewards:
Rewards: 1% Cash Back
Expiration:
None*
Yearly Limit:
None*
Online Access:
Yes!
Credit Reporting:
Yes

*The information provided for First Digital Mastercard® is believed to be accurate at the time of evaluation (Aug 24, 2023). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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