- Checking Account Required
- Reporting monthly to all three major credit reporting agencies
- Perfect credit not required for approval; we may approve you when others won't
- Easy and secure online application
- $300 credit limit (subject to available credit)
- The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.
3.5 / 5.0 (22 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
See Terms*
Annual Fee:
See Terms*
Card Network:
Card Category:
Consumer (Regular)
Card Type:
Building Credit
Card for Bad Credit
Instant Decision
Starter
Unsecured
Credit Needed:
Bad Credit OK*
Grace Period:
21 days*
Late Payment Fee:
Up to $40*

Balance Transfers

Balance Transfer:
No

Cash Advances

APR on Cash Advances (%):
34.99%

Other Fees

Additional Fees
Monthly Fee: None
Program Fee: See Terms*
Set-up Fee: See Terms*

Features

Most attractive:
- All credit accepted
- Instant approval
- Credit reporting
Least attractive:
- Annual fee
- Application fee
- Maintenance fee

Rewards & Benefits

Other Benefits:
*See Terms and Conditions of the card for other benefits
Online Access:
Yes!
Credit Reporting:
Yes

*The information provided for First Access Visa® Card is believed to be accurate at the time of evaluation (Mar 25, 2021). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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