- Shop over 500,000 items from great brands like Samsung, KitchenAid and Dewalt
- Build New Credit History - card reports on-time payments to all 3 credit bureaus
- Take advantage of low monthly payments(1) with a WebBank/Fingerhut Credit Account
- Fast, easy online application process and a quick decision
- (1)If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
- See website for complete Terms & Conditions
4.3 / 5.0 (171 votes)
Leave your vote!

Information - Rates - Fees

Intro APR:
Intro Period:
APR Type:
Annual Fee:
See Terms*
Card Network:
Card Category:
Consumer (Shopping)
Card Type:
Building Credit
Card for Bad Credit
Guaranteed Approval
Instant Credit
Instant Decision
Credit Needed:
Bad Credit OK*
Grace Period:
Late Payment Fee:

Balance Transfers

Balance Transfer:
CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by

The Fingerhut Credit store card does not consist of complicated rewards programs other than free merchandise that may be awarded when a consumer makes a purchase, purchases up to a certain dollar amount, or purchases a certain item.

The interest rate for this card is comparable to usual store card interest rates, which tend to run higher than your standard Visa or MasterCard that is directly issued by a bank. The interest rate is applied to the statement balance each month.


Most attractive:
- No annual fee*
- Instant decision
- High credit lines
- Many branded products to choose from
Least attractive:
- Limited use of the card/credit


Other Benefits:
- Accounts reviewed for credit line increases
- Use WebBank/Fingerhut Credit for catalog, online or phone orders

*See Terms and Conditions of the card
Online Access:
100% Guarantee Approval:
Credit Reporting:

*The information provided for Fingerhut Credit is believed to be accurate at the time of evaluation (Mar 27, 2021). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

You may also be interested in: