Extra Debit Card
Apply now | Details
- Debit that builds credit
- 2 Plans with 25% off
- No Deposit Required
- Earn Reward Points for Every Purchase
- Exclusive Access to the Extra Rewards Store
- Reports credit to Equifax and Experian
- Extra does not check your credit score
- Issued by Evolve Bank & Trust, FDIC-insured
4.0 / 5.0 (17 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
*
APR:
N/A*
Annual Fee:
See Terms*
Issuer:
Evolve Bank & Trust
Card Network:
Mastercard®
Card Category:
Consumer (Stored Value)
Card Type:
Building Credit
Card for Bad Credit
Debit Card
Digital Card
EMV Chip
Guaranteed Approval
No Credit / New to Credit
Rebuild Credit
Teen Debit
Reward Card
Credit Needed:
Accepts All*
Grace Period:
N/A*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
$10.00
Application Fee:
$0.00
ATM Fee:
$0.00
Additional Fees
Extra Credit Building: $149/year ($12.5/month)
Rewards+Credit Building: $199/year ($16.58/month)
Card Purchase Fee: $0.00
Card Activation Fee: $0.00
Account Registration Fee: $0.00
Automated Customer Service: $0.00
Live Agent Customer Service: $0.00
Bank Teller Withdrawal: $0.00
Inactivity Fee: $0.00
Close Card: $0.00
Replace Card: $0.00

POS PIN Debit Purchase (Int'l) - $0.00
POS PIN Debit Purchase - $0.00
POS PIN Purchase (Declined) - $0.00
POS SIG Purchase (Declined) - $0.00
POS Signature Purchase (Int'l) - $0.00
POS Signature Purchase - $0.00

Comments

The Aligned Company d/b/a Extra ("Extra") is a technology company, not a bank. Banking services provided by and the Extra Mastercard Debit Card is issued by Evolve Bank & Trust, Member FDIC ("Issuing Bank"), pursuant to a license from Mastercard USA. Cardholders must be at least 18 years old and a citizen of the United States, or a permanent resident with a valid social security number (SSN) or ITIN. Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who applies for an Extra Debit Card. Your eligibility for the Extra Debit Card is the decision of the Issuing Bank.

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Features

Most attractive:
- Builds credit
- Credit reporting
- Virtual card
- No credit check
Least attractive:
- Monthly fee
- LImited rewards
- No ATM access

Benefits

Rewards:
- Earn rewards for every dollar spent
Other Benefits:
See website for other benefits
Online Access:
Yes!
100% Guarantee Approval:
Yes!
Credit Reporting:
Yes

*The information provided for Extra Debit Card is believed to be accurate at the time of evaluation (Nov 4, 2022). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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