- Full Credit Impact
- No Deposit Required
- No Interest
- Reports credit to Equifax and Experian
- Extra does not check your credit score
- Issued by Evolve Bank & Trust
- FDIC-insured
4.0 / 5.0 (17 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
*
APR:
0.00%*
APR Type:
fixed
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Consumer (Stored Value)
Card Type:
Building Credit
Card for Bad Credit
Debit Card
Digital Card
EMV Chip
Guaranteed Approval
No Credit / New to Credit
Rebuild Credit
Teen Debit
Reward Card
Credit Needed:
Accepts All*
Grace Period:
N/A*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
$8.00
Application Fee:
$0.00
ATM Fee:
$0.00
Additional Fees
Extra Credit Building: $8/month
Rewards+Credit Building: $12/month
Card Purchase Fee: $0.00
Card Activation Fee: $0.00
Account Registration Fee: $0.00
Automated Customer Service: $0.00
Live Agent Customer Service: $0.00
Bank Teller Withdrawal: $0.00
Inactivity Fee: $0.00
Close Card: $0.00
Replace Card: $0.00

POS PIN Debit Purchase (Int'l) - $0.00
POS PIN Debit Purchase - $0.00
POS PIN Purchase (Declined) - $0.00
POS SIG Purchase (Declined) - $0.00
POS Signature Purchase (Int'l) - $0.00
POS Signature Purchase - $0.00

Features

Most attractive:
- Builds credit
- Credit reporting
- Virtual card
- No credit check
Least attractive:
- Monthly fee
- LImited rewards
- No ATM access

Benefits

Rewards:
- Earn rewards for every dollar spent
Other Benefits:
See website for other benefits
Online Access:
Yes!
100% Guarantee Approval:
Yes!
Credit Reporting:
Yes

*The information provided for Extra Debit Mastercard® is believed to be accurate at the time of evaluation (Dec 28, 2021). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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