- Up to $5,000 Spending Limit in Less than 60 Seconds! Shop from over 100,000 brand name products such as Apple, Samsung, Sony, Gucci, Prada and much more with low easy payments.
- Less than Perfect Credit Accepted. Approval is quick and easy. Must be 18 years or older, have a valid checking account and a verifiable source of income.
- Up To 12 Months Same As Cash
- 50% Early Payoff Discount
- No Hidden Fees
- Return at any Time
3.0 / 5.0 (6 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
See Terms*
Annual Fee:
Card Network:
Card Category:
Consumer (Shopping)
Card Type:
Card for Bad Credit
Instant Decision Card
Shopping Card
Credit Needed:
Accepts All*
Grace Period:
See Terms*
Min Credit Line:
Max Credit Line:
Late Payment Fee:
Over Limit Fee:

Balance Transfers

Balance Transfer:


Residents in the following states are not eligible to participate in this program: NJ, WI, MN, HI, WY, AK.


Most attractive:
- Instant credit approval
- Guaranteed card
- No annual fee
Least attractive:
- Valid only on issuer website

Rewards & Benefits

Other Benefits:
*See Terms and Condition for other card benefits
Online Access:

The information provided for Emporium Card is believed to be accurate at the time of evaluation (Mar 8, 2017). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.