Home
Credit Cards
Discover More Credit Card

Discover® More® Card

- 0% intro APR on purchases and balance transfers for 14 months, then the variable standard purchase APR of 10.99% - 20.99%*
- Earn 5% Cashback Bonus on up to $1,500 in purchases at Department Stores and everywhere you shop online through December, as well as in categories that change throughout the year like gas, restaurants, and department stores up to the quarterly maximum. It's free and easy to sign up.*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover website
- Discover is ranked #1 in customer loyalty - 16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability. You're never responsible for unauthorized charges on your Discover card account, plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information

4.5 / 5.0 (21 votes)

Leave your vote!

Information - Rates - Fees

Intro APR:

0%*

Applied Towards:

Purchases
Balance Transfer

Intro Period:

See Terms**

APR:

10.99% - 20.99%*

APR Type:

variable

Annual Fee:

$0*

Issuer:

Discover Bank

Card Network:

Discover®

Card Category:

Consumer (Premium)

Card Type:

Instant Decision
Low Interest Rate
No Foreign Transaction Fee
Reward Card

Credit Needed:

Excellent*

Grace Period:

25 days*

Late Payment Fee:

N/A*

Balance Transfers

Balance Transfer:

Yes

Transfer Fee (%):

3.00%

Cash Advances

APR on Cash Advances (%):

24.99%

Comments

* See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by CreditCardsLab

The Discover More credit card is intended to serve consumers having good or excellent credit. It's a low interest credit card charging no interest on purchases and balance transfers during an introductory period. Card members do not pay an annual fee.

High credit lines available to those who qualify provide more than enough funds for the average card member.

A cash rebate program earns discounts and rebates at participating merchants. Card members start to earn 0.25% from a first purchase and 0.50% to 1% as more purchases are made. An online shopping site from Discover helps card members earn even more rewards as they purchases items from reputable retailers.

Online account access, free travel and auto rental insurance, zero fraud liability are some card benefits.

Features

Most attractive:

- No annual fee
- Double cash rebates at participating retailers and merchants (through the Cashback Bonus® program)
- 0% Introductory offer

Least attractive:

- 'Two Cycles Average Daily Balance' method used to determine finance charges

Rewards & Benefits

Reward Types:

Cash Back Rewards
Gas Rewards
Travel Rewards

Reward Unit:

Cash

Rewards:

- Earn 5% Cashback Bonus on up to $1,500 in purchases at Department Stores and everywhere you shop online through December, as well as in categories that change throughout the year like gas, restaurants, and department stores up to the quarterly maximum. It's free and easy to sign up.*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover website

Expiration:

None

Yearly Limit:

None

Other Benefits:

- Several card designs to select from
- Internet account related services
- Auto rental insurance
- Up to $500,000 in travel accident insurance
- Discounts on products and services at participating merchants and retailers
- Fraud and security protection services

Online Access:

Yes!

*The information provided for Discover® More® Card is believed to be accurate at the time of evaluation (Jan 3, 2013). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.