- No Social Security Number required for International Students and no credit history required.
- Enjoy Amazon Student Prime Membership on us for a year, must be a student to qualify.
- No Foreign Transaction Fees, No Annual Fee, and No Late Fee on the first late payment.
- Earn 1% cash back on all purchases automatically.
- Three Months of Text + Talk! Use your Deserve Mastercard to sign up and pay for any Mint Mobile wireless plan and you'll get a $45 statement credit. Lemonade Insurance Rebate - Pay for 3 consecutive monthly insurance from Lemonade with your Deserve card and get a $10 statement credit. Feather Furniture Rental - Use your Deserve card to rent furniture from Feather and enter promo code DESERVE100 to get $100 off your first month's rental.
- Cell Phone Protection up to $600 when you pay your cell phone bill with Deserve EDU Mastercard along with Mastercard Platinum Benefits
4.5 / 5.0 (12 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
APR Type:
Annual Fee:
Card Network:
Card Category:
Student (Regular)
Card Type:
Instant Decision Card
No Foreign Transaction Fee Credit Card
Reward Card
Credit Needed:
Grace Period:
23 days*
Min Finance Charge:
Late Payment Fee:
See Terms*

Balance Transfers

Balance Transfer:

Other Fees

Additional Fees
Foreign Transactions: None
Over-the-Credit Limit: None
Return Check Fee: Up to $37


Most attractive:
- No annual fee
- Card to build credit
- Easy to prequalify
Least attractive:
- Simple rewards program
- No intro rates

Rewards & Benefits

Reward Types:
Cash Back Reward Cards
Other Rewards Cards
Universal Reward Cards
Reward Unit:
- 1% on all purchases
Other Benefits:
- Cellphone Protection
- Extended Warranty
See more rewards on the application page
Online Access:

*The information provided for Deserve Edu is believed to be accurate at the time of evaluation (Jul 8, 2020). We strongly advise visitors to review the fees, terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

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