- Credit for everyone regardless of your credit history!
- Get paid up to 2 days faster. Using Direct Deposit.
- Build credit not debt.
- Grow your savings. Earn up to a 4.00% Bonus on Savings Pods
- Reports on time payments to TransUnion
4.0 / 5.0 (11 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
APR Type:
Annual Fee:
Card Network:
Card Category:
Consumer (Stored Value)
Card Type:
Building Credit
Card for Bad Credit
Instant Decision
No Credit Check
Rebuild Credit
Reward Card
Credit Needed:
Accepts All*
Grace Period:
Late Payment Fee:

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum:
Application Fee:
ATM Fee:
Additional Fees
AllPoint Transactions: FREE
Overdraft Fee: $0
Cash Load Fee: $3.50
International Transaction Fee: 3%
Replacement Card Fee: $5.00
Express Mail Fee: $30.00

Domestic Cash Withdrawal - $2.50
Domestic OTC Withdrawal - $2.50
Int'l Cash Withdrawal - $3.00
Int'l OTC Withdrawal - $3.00
CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by

Breaking barriers in the finance world, the Current Build Card offers an innovative approach to banking. For those wary of credit checks and financial histories, this card provides a fresh avenue to build credit seamlessly. Collaborations with giants like Choice Financial Group ensure its users have a robust banking backbone. Beyond its credit prowess, users enjoy the luxury of early paydays and an impressive network of ATMs. On the savings front, features such as the Savings Pods, boasting up to 4.00% APY, and round-ups, make saving both effortless and lucrative. Current Build even ventures into the dynamic realm of cryptocurrency, ensuring users have a comprehensive financial solution in their pockets. All in all, this card is a game-changer for those seeking a holistic financial experience.


Most attractive:
- Fee-Free overdraft
- Free online banking
- Get paid faster
- No minimum balance
- No hidden fees
Least attractive:
- Monthly fee
- Limited deposit option
- No credit reporting

Rewards & Benefits

Reward Unit:
- Earn up to 7x the points on card swipes
Other Benefits:
See website for other benefits
Online Access:
Credit Reporting:

*The information provided for Current Build Visa® Credit Card is believed to be accurate at the time of evaluation (Feb 6, 2024). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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