- Current offers accounts for everyone, including teens.
- Members receive instant spending notifications every time they swipe your card for added security.
- Members can instantly send money for free to friends and family with Current Pay.
- Current lets you add cash to your account at over 60,000 stores just by having a cashier scan a barcode.
- Member funds are insured up to $250,000. Deposits are insured through Current's partner bank, Choice Financial Group, Member FDIC.
4.0 / 5.0 (11 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
APR Type:
Annual Fee:
Card Network:
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Debit Card
EMV Chip
Guaranteed Approval
No Credit / New to Credit
Teen Debit
Young Adults
Reward Card
Credit Needed:
Accepts All*
Grace Period:
Late Payment Fee:

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum:
Application Fee:
ATM Fee:
Additional Fees
Monthly Subscription: $4.99 /month
Teen Subscription: $36.00 /year
AllPoint® Transactions: FREEE
Overdraft Fee: $0
Cash Load Fee: $3.50
International Transaction Fee: 3%
Replacement Card Fee: $5.00
Express Mail Fee: $20.00

Domestic Cash Withdrawal - $2.50
Domestic OTC Withdrawal - $2.50
Int'l Cash Withdrawal - $2.50
Int'l OTC Withdrawal - $2.50
CreditCardsLab is compensated by featured partners, but editorial opinions are our own.


Most attractive:
- Fee-Free overdraft
- Free online banking
- Get paid faster
- No minimum balance
- No hidden fees
Least attractive:
- Monthly fee
- Limited deposit option
- No credit reporting


- Earn up to 15x points and get cash back
Other Benefits:
See website for other benefits
Online Access:
100% Guarantee Approval:

*The information provided for Current is believed to be accurate at the time of evaluation (Oct 6, 2022). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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