- Interested in growing or rebuilding your credit? We report monthly payment activity to all three major credit bureaus to help keep your credit score up-to-date. You'll also receive free online access to your credit score and credit report summary from Experian.
- See if you're Pre-Qualified in less than 60 seconds.
- This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
- Automatically get 1% cash back on eligible purchases, terms apply.
- Choose your monthly payment due date for added convenience, terms apply.
4.0 / 5.0 (41 votes)
Leave your vote!

Information - Rates - Fees

Intro APR:
Intro Period:
16.99% - 24.99% (V)*
Annual Fee:
$0 - $99*
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Card for Bad Credit
Instant Decision Card
Credit Needed:
Grace Period:
See Terms*
Late Payment Fee:
Up to $37*

Balance Transfers

Balance Transfer:

Other Fees

Additional Fees
Returned Payment Fee: Up to $35
Foreign Transaction Fee: 3% or $1.00, whichever is greater

Review by

In search of a better credit card offer? You might want to consider the Credit One® Card with 1% Cash Back on Eligible Purchases for Fair credit. This card will help you rebuild your credit or simply keep it in tiptop shape while you're enjoying special perks in the process. All of this without having to pay any enrollment fee. There's a lot to love with this offer.

The Credit One® Credit Card with 1% Cash Back on Eligible Purchases offers its cardholders those impressive perks and benefits typically reserved for those with high wealth. Even better, you can get preapproved without it affecting your credit. No more frustrations of realizing you applied for a card, received it and learned it was too expensive for what they're comfortable with. With this offer, we'll preapprove you, reveal the offers you qualify for and then allow you to make the decision best for your needs. Then and only then will your card begin to show up on your credit report. Sounds great, right? That's just the beginning, too. Visa has employed the latest in technology to combat the growing number of online vulnerabilities we've all heard so much about. You can shop, pay bills and transfer money with confidence knowing you have Visa's full commitment to safety, online or in the real world.


Most attractive:
- Card for Fair Credit
- Monthly Credit reporting
Least attractive:
- Annual fee
- No bonus rewards

Rewards & Benefits

Reward Unit:
- 1% on eligible purchases, terms apply
Yearly Limit:
Other Benefits:
*See Terms and Conditions for other benefits
Online Access:
Credit Reporting:

The information provided for Credit One Bank® Unsecured Visa® Credit Card is believed to be accurate at the time of evaluation (Jan 31, 2018). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

You may also be interested in: