- Get up to a $1,000.00 Credit Line
- Your Approval is Guaranteed!*
- No Credit Checks
- Buy Now. Pay Later!
- No Credit Turndowns!
- 0% Interest for Members!
- Checking Account Required
3.5 / 5.0 (10 votes)
Leave your vote!

Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
0.00%*
APR Type:
fixed
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Consumer (Shopping)
Card Type:
Card for Bad Credit
Guaranteed Approval
Instant Credit
No Credit Check
Shopping
Unsecured
Credit Needed:
Bad Credit OK*
Grace Period:
N/A*
Min Credit Line:
$1,000
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
$0.00
Application Fee:
$29.95
Additional Fees
Processing fee: None
Cancelation fee: None
Membership fee: $21.94
Returned payment fee: $30.00
Application fee: $29.95

Comments

- US only minimum of Age 18
- Must have a valid debit card or credit card

Features

Most attractive:
- Multiple offers
- High Credit
- 0% Interest
- No Credit Check
- No Turndowns
Least attractive:
- Membership Fee
- Limited Usage
- Catalogue cards

Benefits

Other Benefits:
*See Terms and Conditions for other benefits
Online Access:
Yes!
100% Guarantee Approval:
Yes!

*The information provided for Credit America is believed to be accurate at the time of evaluation (May 23, 2021). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.