- Charge Credit Card with Credit Builder Account
- Helps budget, save, borrow and build credit
- Cashback rewards program with Cleo Plus
- Minimum recommended credit score is 500
- No credit check. No interest.
- 2 minutes signup
- Credit reporting
- Issued by WebBank, FDIC Insured
4.0 / 5.0 (15 votes)
Leave your vote!

Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
0.00%*
APR Type:
fixed
Annual Fee:
See Terms*
Issuer:
Card Network:
Card Category:
Consumer (Regular)
Card Type:
Card for Bad Credit
Charge Card
Damaged Credit
Instant Decision
No Credit Check
Rebuild Credit
Virtual Card
Reward Card
Credit Needed:
Bad Credit OK*
Grace Period:
N/A*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
$0.00
Application Fee:
$0.00
Additional Fees
Card issuing fee: $0
Card monthly fee: $14.99

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Features

Most attractive:
- Easy to get and prequalify
- Cash rewards program
- Charge card benefits
- Fun. Al using sassy language
Least attractive:
- High annual fee
- Reports to 1 credit bureau
- No welcome bonus

Rewards & Benefits

Reward Types:
Other Rewards
Universal Rewards
Reward Unit:
Cash
Rewards:
- Cash back with selected retailers
- Daily Cash challengers
Expiration:
None
Yearly Limit:
None
Other Benefits:
See terms and conditions for other benefits
Online Access:
Yes!
Credit Reporting:
Yes

*The information provided for Cleo Credit Builder Visa® Card is believed to be accurate at the time of evaluation (Mar 1, 2023). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

You may also be interested in: