- Helps to build, rebuild or increase your credit score
- No interest
- No annual fee
- No foreign transaction fees
- No credit check to apply
- Fast pre-approval
- No minimum security deposit is required
- Automatic savings
- Free card replacement
4.5 / 5.0 (21 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
APR Type:
Annual Fee:
Card Network:
Card Category:
Consumer (Secured)
Card Type:
Building Credit
Card for Bad Credit
Damaged Credit
EMV Chip
Instant Decision
No Credit Check
No Foreign Transaction Fee
Credit Needed:
Accepts All*
Grace Period:
Late Payment Fee:

Balance Transfers

Balance Transfer:

Other Fees

Additional Fees
Card replacement fee: $0
Int'l Transaction Fee: $0
Min. security deposit: None

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.


Most attractive:
- Helps build credit
- No credit check
- No security deposit
- Low APR
Least attractive:
- No graduation option
- Credit limit is your deposit only
- Need Direct Deposit account

Rewards & Benefits

Online Access:
Credit Reporting:

*The information provided for Secured Chime Credit Builder Visa® Credit Card is believed to be accurate at the time of evaluation (May 29, 2023). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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