- Earn $750 bonus cash back after you spend $7,500 in 3 months from account opening
- 5% cash back on the first $25,000 spent annually at office supply stores, phone services, internet and cable.
- 2% cash back on the first $25,000 spent annually at gas stations and restaurants
- 1% cash back on all other card purchases with no limit to the amount you can earn
- 0% introductory APR for 12 months on purchases and balance transfers
- No annual fee
4.0 / 5.0 (21 votes)
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Information - Rates - Fees

Intro APR:
0%*
Applied Towards:
Purchases
Balance Transfer
Intro Period:
12 months*
APR:
17.49% to 25.49%*
APR Type:
variable
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Business (Regular)
Card Type:
EMV Chip
High Credit Limit
Instant Decision
Intro Bonus
Reward Card
Credit Needed:
Good*
Grace Period:
20 days*
Late Payment Fee:
$39.00*

Balance Transfers

Balance Transfer:
Yes
Transfer Fee (%):
5.00%
Minimum Fee:
$5.00

Cash Advances

APR on Cash Advances (%):
29.99%
Cash Advance Fee (%):
5.00%
Minimum Fee:
$15.00

Other Fees

Additional Fees
Return Payment Fee: $39.00
Return Check Fee: None
Foreign Transactions: 3% of the amount of each transaction in U.S. dollars.

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by

Credit cards make it easy to invest in your own business. The Chase Ink Business Card with $250 Bonus Cash Back, for example, has no annual and provides a low 12-month introductory rate on all purchases, which is intended to help you get started without getting behind. The typical variable rate, though, is still competitive and will keep you moving forward long after you make your first purchase.

Since you will undoubtedly need to invest in supplies, you will appreciate that this card gives you 5% cash back on all business purchases. Similarly, you will enjoy 3% cash back at restaurants, gas stations, and home improvement and office supply stores, giving you a bit of return on your initial investment. Hopefully this helps keep you on track.

Features

Most attractive:
- $750 Bonus Cash Back
- Free rewards program
- No annual fee
- 5% cashback
Least attractive:
- International transaction fee
- Need to spend 7,500 in 3 months to receive a 750 bonus

Rewards & Benefits

Reward Types:
Cash Back Rewards
Gas Rewards
Other Rewards
Universal Rewards
Reward Unit:
Cash
Rewards:
- $750 bonus cash back after you spend $7,500 in 3 months from account opening
- 5% cash back on the first $25,000 spent annually at office supply stores, and on phone services, internet, and cable TV
- 2% cash back on the first $25,000 spent annually at gas stations and restaurants
- 1% cash back on all other card purchases with no limit to the amount you can earn
Expiration:
None*
Yearly Limit:
None*
Other Benefits:
- Zero Liability
* See website for additional benefits.
Online Access:
Yes!
Credit Reporting:
Yes

*The information provided for Chase Ink Business Cash® is believed to be accurate at the time of evaluation (Jan 26, 2025). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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