- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Earn unlimited 1.5% cash back on all other purchases
- Earn 5% on travel purchased through Chase
- Earn 3% on dining at restaurants and drugstores
- No annual fee
- 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99-23.74%
- No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
4.5 / 5.0 (1 votes)
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Information - Rates - Fees

Intro APR:
0%*
Applied Towards:
Purchases
Intro Period:
15 months*
APR:
14.99% - 23.74%*
APR Type:
variable
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Consumer (Regular)
Card Type:
EMV Chip
Instant Decision
Intro Bonus
Low Interest Rate
Reward Card
Credit Needed:
Good*
Grace Period:
21 days*
Min Credit Line:
$500
Late Payment Fee:
Up to $40*
Over Limit Fee:
Up to $40

Balance Transfers

Balance Transfer:
Yes
Transfer Fee (%):
5.00%
Minimum Fee:
$5.00

Cash Advances

APR on Cash Advances (%):
24.99%
Cash Advance Fee (%):
5.00%
Minimum Fee:
$10.00

Other Fees

Additional Fees
International transaction fee: 3%
Return check: None
Over the credit Limit: none

Comments

Before completing the application, you should be able to answer "Yes" to the following statements by checking the boxes:
-- Yes, my credit history is clear of bankruptcy.
-- Yes, my credit history is clear of seriously delinquent accounts.
-- Yes, I have NOT been denied credit by Chase within the last 6 months.

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Features

Most attractive:
- 1.5% rewards on everything
- 3-5% rewards on selected categories
- No annual fee
- Bonus cash
Least attractive:
- Foreign transaction fee
- No rotating categories offers

Rewards & Benefits

Reward Types:
Cash Back Rewards
Dining Rewards
Other Rewards
Travel Rewards
Reward Unit:
Cash
Reward Unit Value:
$1.00
Rewards:
- 5% total cash back on Lyft rides - limited time offer
- 5% on Travel purchased through Chase Ultimate Rewards
- 3% on Dining at restaurants including takeout and eligible delivery services
- 3% on Drugstore purchases
- 1.5% on all other purchases
Expiration:
None
Yearly Limit:
None
Other Benefits:
- Lyft credits
- Trip cancellation insurance
- Trip interruption insurance
- Car rental insurance
- Purchase protection
- Extended warranty
Online Access:
Yes!

*The information provided for Chase Freedom® Unlimited Visa® is believed to be accurate at the time of evaluation (Jan 14, 2025). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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