- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
- Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.
No annual fee.
- 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99-23.74%.
- No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
4.5 / 5.0 (16 votes)
Leave your vote!

Information - Rates - Fees

Intro APR:
Applied Towards:
Intro Period:
15 months*
14.99% - 23.74%*
APR Type:
Annual Fee:
Card Network:
Card Category:
Consumer (Regular)
Card Type:
Instant Decision
Intro Bonus
Low Interest Rate
Reward Card
Credit Needed:
Grace Period:
21 days*
Min Credit Line:
Late Payment Fee:
Up to $40*
Over Limit Fee:
Up to $40

Balance Transfers

Balance Transfer:
Transfer Fee (%):
Minimum Fee:

Cash Advances

APR on Cash Advances (%):
Cash Advance Fee (%):
Minimum Fee:

Other Fees

Additional Fees
International transaction fee: 3%
Return Check: None
My Chase PlanSM Fee: 0% for 15 months, 1.72% thereafter


Before completing the application, you should be able to answer "Yes" to the following statements by checking the boxes:
-- Yes, my credit history is clear of bankruptcy.
-- Yes, my credit history is clear of seriously delinquent accounts.
-- Yes, I have NOT been denied credit by Chase within the last 6 months.

Review by

There are many different ways for you to earn cash back with Chase bank's Freedom Flex card. This Mastercard lets you earn up to 10% cash back on everything you buy. Start with 1% on all purchases and up to 5% on purchases made in bonus categories that change every 3 months. Earn the highest rewards when shopping online with affiliate partners.

You can also get an easy $200 rebate when you satisfy certain conditions in the first 3 months of opening your account. Since this account has no annual fee and offers several low-interest rates you will find it to be highly competitive among other credit cards that are currently available to potential credit card customers in the United States.


Most attractive:
- No annual fee
- Intro rate
- Rewards program
- Cash Back bonus
Least attractive:
- Foreign transaction fee
- Limited Bonus rewards

Rewards & Benefits

Reward Types:
Cash Back Rewards
Dining Rewards
Other Rewards
Rotating Bonus Rewards
Travel Rewards
Reward Unit:
Reward Unit Value:
- 5% cash back in quarterly bonus categories on up to $1,500 in combined spending each quarter. (Activation is required.)
- 5% back on travel booked through Chase Ultimate Rewards®.
- 3% back on dining, including takeout and delivery services.
- 3% back on drugstore purchases.
- 5% back on qualifying Lyft services purchased through the Lyft app. Applies for all cardholders for a limited time
- 1% on all other purchases.
Yearly Limit:
Other Benefits:
- Lyft credits
- Purchase protection
- Cell phone protection
- Complimentary DashPass subscription
- Trip cancellation and interruption insurance
- Complimentary ShopRunner membership
- Extended warranty
Online Access:

*The information provided for Chase Freedom Flex℠ Mastercard® is believed to be accurate at the time of evaluation (Jul 8, 2021). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.