- With Netspend Direct Deposit, you can get paid faster than a paper check.
- No late fees or interest charges because this is not a credit card.
- No Overdraft Fees on purchases using your card.
- Use the NetSpend Mobile App to manage your account on the go and get a text message or email alerts (Message & data rates may apply).
- Card issued by MetaBank®, Member FDIC. The card may be used everywhere Visa Debit cards are accepted. Click "Get My Card" for full details.
- See additional NetSpend® Prepaid Visa® details.
4.3 / 5.0 (311 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
N/A*
Annual Fee:
N/A*
Issuer:
Card Network:
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Guaranteed Approval
Prepaid Debit Card
Reward Card
Credit Needed:
Bad Credit OK*
Grace Period:
N/A*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
$10.00
Application Fee:
See Terms
ATM Fee:
$2.50
Additional Fees
  ATM Decline Fee - $1.00
Account-to-Account Transfer (Internet) - FREE
Account-to-Account Transfer (Via Phone) - $1.00
Card Fulfillment (Shipping & Handling) - $9.95
Check or Additional Statement Mailing Fee - $5.95
Monthly Service Fee - $9.95
Non-Monetary Transactions (Via Internet) - FREE
PIN Purchase Convenience Fee - FREE
Signature Purchase Convenience Fee - FREE

Features

Most attractive:
- Guaranteed approval
- FDIC insured
- No credit check
- Activation fee
- No minimum balance
Least attractive:
- Maintenance fee

Benefits

Rewards:
- Cash back with NetSpend Payback Rewards(TM)
Other Benefits:
See Terms and Conditions
Online Access:
Yes!
100% Guarantee Approval:
Yes!

*The information provided for NetSpend® Visa® Prepaid Card (Blue Card Design) is believed to be accurate at the time of evaluation (Aug 7, 2020). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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