- Get paychecks or government benefits checks up to 2 days faster with Direct Deposit
- Guaranteed Approval* - No credit check needed (ID verification required).
- Sign up for NetSpend Payback Rewards and earn cash back.
- No late fees or credit card debt because this is not a credit card.
- Use the Mobile App to manage your account on the go and get real time text message alerts (Message & data rates may apply).
- Customize your card to add a personal touch or an extra layer of security.*
- Funds are FDIC insured up to the current coverage limit (ID verification required).
- *Card issued by MetaBank®, Member FDIC. Terms & conditions apply. Click "Apply Now" for full details.
Information - Rates - Fees
No Credit Check
Prepaid & Debit
Direct Deposit (ACH Deposit): FREE
ATM balance inquiry: $0.50
Live customer service (per call): FREE
Inactivity (after 90 days w/ no trans.): $5.95 per mo.
See terms & conditions -
- No minimum balance
- No credit check
- FDIC insured
*The information provided for NetSpend® Visa® Prepaid Card (Black Card Design) is believed to be accurate at the time of evaluation (Apr 19, 2021). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.
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