- Free online access to FICO® Credit Score lets you keep an eye on your credit and get alerts when we learn that your score has changed
- No limit on the number of points you can earn or redeem
- 2X points on gas, utility and grocery store (excluding Target® and Walmart®) purchases. 1x points on all other purchases
- Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
4.0 / 5.0 (191 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
See Terms*
Annual Fee:
See Terms*
Card Network:
Card Category:
Consumer (Regular)
Card Type:
Reward Card
Credit Needed:
Fair*
Grace Period:
See Terms*
Late Payment Fee:
See Terms*

Balance Transfers

Balance Transfer:
Yes

Review by

Earning points is easy with the Barclaycard Rewards MasterCard. It all starts with an online application to get approval. Upon submitting the application over the secure connection, applicants can find out if they have been approved in seconds. Upon approval, the card will be sent in the mail and cardholders can begin earning points immediately. Bonus points may be awarded if a qualifying purchase is made within the introductory period.

Additional points can be earned all year long with purchases. When purchases are made in certain categories, it will also be possible to earn double points. The points can be saved until the desired level is reached. There is no expiration on reward points. The points can be redeemed for dining, travel and shopping opportunities. Cardholders get to enjoy other benefits as well. Customer service operates 24/7/365 online as well as on the phone.

There is no charge to make calls and speak with a live representative. Online account management is also available, giving people access to their account anywhere there is an internet connection. Online, cardholders can check balances, make payments and view and download statements. Emails can be sent to customer service and past purchases can be searched for.

Features

Most attractive:
- No annual fee
- Free rewards program
Least attractive:
- High APR
- No Intro APR rates
- No Bonus points

Rewards & Benefits

Reward Types:
Gas Reward Cards
Other Rewards Cards
Universal Reward Cards
Reward Unit:
Point
Rewards:
- 2X points on gas, utility and eligible grocery store purchases
- 1X points on all other purchases
Expiration:
None*
Yearly Limit:
None
Other Benefits:
*See website for other benefits
Online Access:
Yes!
Credit Reporting:
Yes

The information provided for Barclaycard® Rewards MasterCard® is believed to be accurate at the time of evaluation (Jan 16, 2017). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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