Aspiration Zero Mastercard
Apply now | Details
- Spend $3000 in the first 90 days and earn your $300 bonus*
- Good credit required
- You pay what is fair, no hidden fees.
- 55,000+ Fee-free ATM Network
- Turn every transaction into a positive action
- Get up to 5% cash back on socially conscious spending at Conscience Coalition merchants [like TOMS, Warby Parker, and more]
- Reforest the planet with every purchase roundup
- See business People & Planet impact scores as you shop
- Issued by Beneficial State Bank, member FDIC
4.5 / 5.0 (31 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
11.65% - 21.45%*
APR Type:
variable
Annual Fee:
$60*
Issuer:
Other Issuers
Card Network:
Mastercard®
Card Category:
Consumer (Premium)
Card Type:
Affinity
Digital Card
Eco-Friendly
EMV Chip
Instant Decision
Intro Bonus
Reward Card
Credit Needed:
Good*
Grace Period:
25 days*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
Yes
Transfer Fee (%):
3.00%
Minimum Fee:
$5.00

Cash Advances

Cash Advance Fee (%):
5.00%
Minimum Fee:
$10.00

Other Fees

Additional Fees
Late Payment Fee: Up to $10
Over-the-Credit-Line: None
Returned Payment Fee: Up to $35
Card Delivery: Free
Expedited Card Shipment: $35
Foreign Transaction Fee: 2%

Comments

The Aspiration Plus Debit Card is issued by Coastal Community Bank, Member FDIC, pursuant to a license by Mastercard International Incorporated. Aspiration Financial, LLC is not affiliated with any other named entity.

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Features

Most attractive:
- $300 bonus
- Unlimited 1% cashcback
- Offsets carbon footprint
- Eco-friendly banking
Least attractive:
- Foreign transaction fee
- No intro rates
- Annual fee
- Need good/ excellent credit

Rewards & Benefits

Reward Types:
Cash Back Rewards
Other Rewards
Reward Unit:
Cash
Rewards:
- Get $300 cashback after $3000 spent in 3 months
- Up to 1% cash back rewards
Other Benefits:
See website for additional benefits
Online Access:
Yes!

*The information provided for Aspiration Zero Mastercard® is believed to be accurate at the time of evaluation (Jan 21, 2025). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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