- Save the planet, get a $150 welcome bonus*
- Earn cash back on debit card purchases and up to 83x the national interest rate on savings
- Choose a monthly fee you think is fair
- Aspiration Spend and Save account does not include a credit card
- Spend and save with fossil fuel-free deposits
- Fee-free ATM withdrawals at 55,000+ Allpoint ATMs
- Cash back on debit card purchases at socially conscious businesses
- Up to 5.00% in interest on savings with Aspiration Plus
- Option to plant a tree with every roundup
- Personal impact score to help you shop to match your values
4.0 / 5.0 (8 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
APR Type:
Annual Fee:
Card Network:
Card Category:
Consumer (Stored Value)
Card Type:
Debit Card
Digital Card
Instant Decision
No Credit Check
Reward Card
Credit Needed:
Accepts All*
Grace Period:
Late Payment Fee:

Balance Transfers

Balance Transfer:

Other Fees

Additional Fees
Monthly fee: pay what's fair even if it's $0.00


*The Aspiration Save Account's up to 5.00% Annual Percentage Yield ("APY") with up to 83x the national interest rate is variable, subject to change, and only available to customers enrolled in Aspiration Plus after conditions are met. Customers not enrolled in Aspiration Plus receive 3.00% APY after conditions are met. Terms & FAQ. The Aspiration Spend & Save Accounts are cash management accounts offered through Aspiration Financial, LLC, a registered broker-dealer, Member FINRA/SIPC, and a subsidiary of Aspiration Partners, Inc. ("Aspiration"). Aspiration Financial LLC is unaffiliated with any other named entity. Aspiration is not a bank.

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.


Most attractive:
- Cashback rewards
- Pay-as-you-go fees
- No monthly fee
Least attractive:
- Lower Cashback rate than for Plus account
- Does not add to your Savings account

Rewards & Benefits

Reward Types:
Cash Back Rewards
Other Rewards
Reward Unit:
- Up to 3-5% cashback on debit card purchases
- Save the planet, get a $150 welcome bonus*
Other Benefits:
See website for additional benefits
Online Access:

*The information provided for Aspiration Spend & Save™ is believed to be accurate at the time of evaluation (Jan 29, 2023). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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