- Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card in the first 3 months of Card membership*.
- Earn points even faster to get more rewards for your business.
- 3X points on airfare purchased from airlines. 2X points at US gas stations.
- Up to $100,000 in each category per year, then 1 point.
Terms and limitations apply.
- Reduce travel costs, show appreciation for employees and clients, and offset everyday expenses by using points to get something back and grow your business.
- $0 introductory annual fee for the first year, then $175.
- *Apply online to qualify for this offer. See offer terms for details.
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
N/A*
Annual Fee:
Intro $0 for 1st year, then $175*
Card Network:
Card Category:
Business (Premium)
Card Type:
Charge Credit Card
Reward Card
Credit Needed:
Excellent*
Grace Period:
0 days*
Min Finance Charge:
1.00%
Late Payment Fee:
$35.00*
Over Limit Fee:
$35.00

Balance Transfers

Balance Transfer:
No

Other Fees

Additional Fees
Foreign Transaction: 2.7% of each transaction after conversion to US dollars.

Comments

The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources.

Review by

The Gold Rewards Card from American Express OPEN is a business credit card designed for those small and medium scale businesses who can afford to pay monthly balance in full. Members are subject to an annual fee.

The membership rewards program awards a point per dollar spent on eligible purchases. Points earned are redeemed for cash, merchandise, gift cards, and free travel. Online bookings through the online business travel center earn discounts and those small businesses having more than 1 employee could order additional employees card with individual spending limits.

Online account management lets the business owner or another privileged officer access to the expense management reports which are compatible with QuickBooks and other accounting software.

Features

Most attractive:
- Business-related discounts
- Bonus rewards
Least attractive:
- Annual fee

Rewards & Benefits

Reward Type:
Universal Reward Cards
Reward Unit:
Point
Rewards:
- 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card in the first 3 months of Card membership.
- 3X points on airfare purchased from airlines
- 2X points at US gas stations.
- $100,000 in each category per year, then 1 point.
Expiration:
None
Yearly Limit:
None
Other Benefits:
- Access to savings on hotel, air, and car reservations when cardholders book through the Online Business Travel Center
- Access to expense management reports that are compatible with QuickBooks®
- Internet account related services
- Emergency card replacement
- Lost & damaged luggage insurance
- Up to $100,000 in travel accident insurance
- Auto rental insurance
- Extended warranty for purchases
- Purchase protection
- Return protection
- No liability for unauthorized transactions
- Identity theft assistance
- Emergency check cashing

See website for additional benefits*
Online Access:
Yes!

The information provided for Business Gold Rewards Card from American Express OPEN is believed to be accurate at the time of evaluation (Nov 14, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.