- Earn cash back rewards and access a free bank account with a virtual card, cash card, and debit card
- Utilize smart savings tools and guided investing for all goals and timeframes
- No credit checks, fee free cash advances up to $250, and receive your paycheck up to 2 days early
- Transparent, no hidden fees: no minimums, instant, maintenance, interest, or late fees
- Access over 55,000 fee free ATMs nationwide and enjoy a 30 day free trial of Albert Genius
- Benefit from SIPC protected securities with Albert Investing and FDIC insured Albert Cash and Albert Savings
- Note: Albert is not a bank; banking services are provided by Sutton Bank, Member FDIC
4.5 / 5.0 (18 votes)
Leave your vote!

Information - Rates - Fees

Intro APR:
Intro Period:
APR Type:
Annual Fee:
Card Network:
Card Category:
Consumer (Stored Value)
Card Type:
Debit Card
Digital Card
Guaranteed Approval
Virtual Card
Young Adults
Reward Card
Credit Needed:
Accepts All*
Grace Period:
Late Payment Fee:

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum:
Application Fee:
ATM Fee:
Additional Fees
ACH Transfers: $0.00
Monthly Fee: $0.00
Maintenance fee: $0.00
Annual fee: $0.00
Opening fee: $0.00

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by

The Albert Mastercard Debit Card is an innovative solution that blends the convenience of modern banking with the benefits of a comprehensive personal finance platform. The key selling point of Albert is its wide range of user-centric features, designed to foster financial wellness.

Albert's rewards program is a standout feature, offering cash-back rewards at grocery stores, restaurants, and a range of other businesses. This is a particularly appealing feature for those who appreciate getting more bang for their buck.

Another highlight is its early paycheck feature, which can be a lifesaver for those living paycheck to paycheck. By providing paycheck access up to 2 days early, the company offers a solution to financial stress and uncertainty.

Albert's commitment to low fees is commendable. With no monthly account fee for Basic users and a $4 fee for Genius users, it's clear that the company prioritizes affordability. Add to this the platform's automated savings tools and access to financial professionals, and it's easy to see why it stands out.

Albert does have some limitations, though. Its lack of physical branches and mobile check deposits can be inconvenient. Additionally, many of its key benefits are reserved for Albert Genius users. Despite these limitations, the comprehensive services that the company provides make it a compelling choice.


Most attractive:
- Free checking account
- High-yield savings account
- Cashback rewards
- Budgeting and Investing app
Least attractive:
- No welcome bonus
- Do not build credit
- Genius service is paid


- Earn cashback rewards on every dollar spent
Online Access:
100% Guarantee Approval:

*The information provided for Albert Mastercard® Debit Card is believed to be accurate at the time of evaluation (Aug 31, 2023). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

You may also be interested in: