- Get Paid up to 2 days Faster with Free Direct Deposit* - Get Your Paycheck or Benefits Checks in Your Card Account and Access Your Funds up to 2 days Earlier Than Payday.
- No CreditCheck to Get a Card. No ChexSystems Check. No Existing Bank Account Required.
- $0 Activation Fee*. No Minimum Balance. No Risk of Overdraft fees.
- $15 Bonus* with Qualifying Direct Deposit. Never Pay to Cash Your Paychecks and Get Your Pay Faster.
- Use it Everywhere Visa Debit Cards are Accepted and Pay Anyone with PayAnyone Bill Pay. Shop Online, Rent a Car, Pay Your Rent and More.
- Easy Mobile Account Access and Text Alerts. Get Your Account Balance, Transaction Details Sent to Your Phone within Seconds
- BBB Accredited A+ Company. Excellent Customer Service.
4.5 / 5.0 (89 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
Annual Fee:
Card Network:
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Guaranteed Approval
Prepaid Debit Card
Tax Refund Card
Reward Card
Credit Needed:
Bad Credit OK*
Grace Period:
Late Payment Fee:

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum:
Application Fee:
ATM Fee:
Additional Fees
- Currency Conversion Fee: 3%

ATM decline fee - $1.00
Automated phone system (IVR) - FREE
Bill Pay Stop Payment - $20.00
Calls to Customer Service - FREE
Card replacement (direct deposit) - Free*
Card replacement - $10.00
Expedited Bill Pay (Check) - $9.95
Expedited Bill Pay (Electronic) - $9.95
Express delivery charge - $40.00
Intl. ATM to withdraw money - $4.95
Load by Cash - FREE
Load by Direct Deposit - FREE
Monthly Fee ($3000+ monthly load) - FREE
Monthly Statement (Paper) - $2.95
Monthly fee - $9.95
Signature card purchase - FREE
Using ATM to obtain balance - $1.00
Using a U.S. ATM to withdraw money - $2.50

Review by

The Account Now Gold Visa Prepaid Card is a credit card that is unique. This card allows you to take control of the amount of money that you place on it and spend. There is no credit check making it a card that many people choose to build their credit history with. The card offers free direct deposit, no annual fee, and no minimum balance. Like all cards however, certain fees and restrictions apply where applicable. For a complete listing of these you should view the terms and conditions. This will map out all the information you need to know regarding your card.


Most attractive:
- Gold privileges
- 100% approval
- $15 Cash Bonus
Least attractive:
- Monthly fee (for those who load less then $3000 each month)


- $15 Bonus with Free Direct Deposit
Other Benefits:
See Terms & Conditions of the card
Online Access:
100% Guarantee Approval:

The information provided for AccountNow® Gold Visa® Prepaid Card is believed to be accurate at the time of evaluation (Feb 16, 2017). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.