Bad Credit Debit & Credit Cards

There are many bad credit credit cards with programs that are designed to help United States consumers dig their way out of past mistakes. These cards may be secured, which means you make a deposit before you can use them, or they may come with other fees or structures that are intended to keep you on track.

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Featured Credit Card !

Fingerhut Credit Account

4.4 / 5.0 (170 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
See Terms*
Annual Fee:
N/A*

The Fingerhut Credit store card does not consist of complicated rewards programs other than free merchandise that may be awarded when a consumer... Read More

Unique Platinum

3.2 / 5.0 (31 votes)
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Opening Min:
See Terms
App Fee:
See Terms*
Annual Fee:
N/A*
Credit Needed:
Accepts All*
Fees:
Show

From the very start, the Unique Platinum shows how unique it is as a merchandise credit line. It is a card that starts with a rather generous... Read More

See website for Details*

LUXE Signature Shopping Credit Card

3.4 / 5.0 (54 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
0.00%*
Annual Fee:
N/A*

For individuals wishing to purchase some of the high-end electronics and other items that they may not be able to purchase otherwise, the Luxe... Read More

H&R Block Emerald Prepaid MasterCard®

4.0 / 5.0 (106 votes)
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Opening Min:
$0.00
App Fee:
$0.00*
Annual Fee:
N/A*
Credit Needed:
Bad Credit OK*
Fees:
Show

Don't like the hassles of the traditional tax refund check? Try the H&R Block Emerald Prepaid MasterCard. Have the ease and convenience of a credit... Read More

ATM Balance Inquiry Fee
ATM Denial Fee
Card loading Fee
Check Request Fee
Customer Service Live Agent
Domestic ATM Cash Withdrawal
$1.00
$0.50
NONE
$20.00
$2.00
$2.50
Express Delivery Fee
Intl. ATM Cash Withdrawal
Intnl. ATM Inquiry Fee
Monthly Inactivity Fee
Over the Counter Withdrawal Fee
Replacement Card Fee
$35.00
$2.50
$1.50
$2.50
$25.0
$10.0

UNITY® Visa - The Comeback Card™

4.0 / 5.0 (22 votes)
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Intro APR:
9.95%
Intro APR Period:
6 months on BT*
APR on Purchases:
17.99%*
Annual Fee:
$39*

Many American consumers are paying attention to the long term repercussions associated with their financial decisions. With most of us looking for... Read More

Next Millennium Shopping Card

3.3 / 5.0 (31 votes)
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Opening Min:
See Terms
App Fee:
$29.95*
Annual Fee:
N/A*
Credit Needed:
Accepts All*
Fees:
Show

The Next Millennium shopping card offers an affordable way to buy name brand merchandise at a good price and on a buy now pay later basis for a low... Read More

Annual Percentage Rate for Purchases
Fee for Exceeding the Credit Limit
Fee for Returned Checks
Fees for Paying Late
Grace Period for Repayment of Balances
0%
N/A
$30.00
$10.00
N/A
Minimum Finance Charge
Monthly payments
Purchases Balance Computing Method
Transaction Fee for Purchases
Variable-rate Information
N/A
$19.95
N/A
N/A
N/A

First Access Visa® Card

3.4 / 5.0 (13 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
See Terms*
Annual Fee:
See Terms*

Assent Platinum Mastercard® Secured Credit Card

4.0 / 5.0 (5 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
24.24%* (V)
Annual Fee:
See Terms*

First Latitude MasterCard® Secured Credit Card

4.0 / 5.0 (18 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
26.24%* (V)
Annual Fee:
$0*

TurboTax Tax Refund Visa® Card

5.0 / 5.0 (85 votes)
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Opening Min:
$0.00
App Fee:
$0.00*
Annual Fee:
N/A*
Credit Needed:
Bad Credit OK*
Fees:
Show

The inconvenience of not having a bank account just got a little more convenient with the TurboTax Tax Refund Visa Card. For those of you that are... Read More

ATM Balance Inquiry
ATM Withdrawal at in Network ATM's
All other ATM withdrawals
Foreign Transactions Fee
$0.50
FREE
$2.50
3%
Lost/Stolen Card Replacement
Reload at Retail Location
Second Card
Teller cash advance
$4.95
Varies
$4.95
$2.50

Applied Bank® Secured Visa® Gold Preferred® Credit Card

4.8 / 5.0 (26 votes)
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Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
9.99%*
Annual Fee:
$48*

There is a Visa card that works great as an introductory to credit cards. It's the Applied Bank® Secured Visa® Gold Preferred® Credit Card. This... Read More

Horizon Gold

3.5 / 5.0 (331 votes)
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Opening Min:
See Terms
App Fee:
See Terms*
Annual Fee:
$0*
Credit Needed:
Accepts All*
Fees:
Show

The Horizon Gold offers cardholders a line of credit that can be used to buy merchandise in Horizon's online store. Cardholders have access to... Read More

See website for Details*