Credit One Bank® Unsecured Visa® - No Deposit Required

It's time to consider a real credit card. The Credit One Bank® Unsecured Visa® - No Deposit Required is easy to apply for. More importantly, it has the Visa logo, ensuring you can always make your purchases. Plus with platinum and other benefits, you get more for your annual fee.

The Power of Visa

The power of Visa is more than you could ask for. Of all credit cards, Visa is accepted by more merchants online and off. This means you can take your card across the country or across the globe and have the card accepted. This extra buying power is the entire reason for choosing Visa over other cards. You can buy online or locally, at the pump or over the phone. You can even take a cash advance at an ATM machine.

With the power of Visa in your wallet, you get to ensure your credit score is affected by your account activity. The card details are reported to major credit bureaus on a monthly basis. If your score improves, you are also eligible for credit line increase reviews. More credit means more buying power at all your favorite stores in person and online.

Platinum Benefits of the Card

There are some great platinum benefits on the card, helping you to compensate for the annual fee that is charged to the card each year. For example, when you book a rental car on your credit card, it automatically comes with a damage waiver. In the event you are involved in a collision, the waiver is present to ensure you are not financially responsible. It also saves you money from purchasing the waiver directly from the auto rental company.

Another benefit offered is the travel accident insurance. This works in many ways. If you book your travel itinerary with the Platinum Visa, the benefit is automatically extended to you. If you are injured while on travel, the accident insurance can provide you with medical compensation. If your flight is delayed, you can reimburse hotel. Finally, if your luggage is delayed, you may be able to get compensation for clothes and other sundries you need to purchase until your luggage does arrive to your destination.

Additional Benefits of the Card

There are many benefits of the Visa Platinum card, which is why so many people choose to apply for the card every year. These benefits are:

  • Easy application process
  • Various card designs
  • Fraud protection
  • Online account management
  • Customer service

The application is available online to be filled out at your convenience. The application is comprised of basic personal information. Upon submitting the application, your credit score will be reviewed and the personal data will be verified. This process takes under a minute. You can become pre-approved for the card almost instantly.

After you've been approved for the card, you can choose from a number of card designs. You can choose a card that is platinum in color or go with a more subtle card. This allows you to choose a card that will coordinate with your wallet. It also allows you to have a different card than any other cardholders in your family.

Fraud protection is a perk of owning the card. Your account will be regularly monitored for unusual activity. The bank may even call you on occasion to confirm specific activity on your account if it is out of the ordinary. If you ever receive a charge on your card which you didn't authorize, you won't be liable. Whether the charge was for one dollar or one thousand dollars, there is a $0 fraud liability on the card. You can call customer service to have the charge reversed. You may also receive a new card complete with a new account number for added security.

Online account management ensures you have access to your account 24 hours a day, 7 days a week. Log on for account balance, download statements and even pay your bill online. When you want to talk to a representative, you can also do that by calling a toll free number.

Final Word

Find out if you're pre-approved for this Credit One Bank® Unsecured Visa® - No Deposit Required today. You can use the Visa logo around the world and manage your account online. You can experience more credit with more features, making it a great card for your wallet.