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It's time you get a card that isn't expensive to have. The PayPal prepaid MasterCard is easy to apply for because you just need to open a PayPal account. The card will be mailed out to you and benefits start immediately.
Linking to PayPal Account
The MasterCard can be linked directly to your PayPal account. The advantages of doing this are that you will be able to access all the account functionality and features of PayPal. Whatever goes on with your account will directly correlate with your prepaid card because they will be one and the same.
What this means is that if you get paid from someone via PayPal, you now have that money on your prepaid card. This means if you sell something on EBay or a friend sends you money, you've loaded up your card with necessary funds.
PayPal has recently added a new device where you can scan credit cards for your business and have the funds go directly into your PayPal account. When you have the prepaid card, you now have immediate access to the money that you've just swiped to go in there.
Ways to Load Money
There are lots of ways to load money onto the card, ensuring you are never without funds to make the purchases you want to make.
- Direct deposit
- Reload Network
- Bank transfers
- Tax refunds
Your paycheck or government payments can be loaded directly onto your account. Just fill out the necessary paperwork with your employer or the government. You won't have to touch the check, no less bring it down to the bank. The funds will suddenly just appear, making it easier for you to have quick access to your money.
The NetSpend reload network allows you to add cash to your account easily. There are over 100,000 locations for your convenience. You can look up where these locations are online. Once you find them, you will load money onto the card as long as your card is on you. There aren't fees associated with this service, either. If you don't have your card on you, you can choose to buy a reload pack and then add it online later on.
You can link bank accounts to your PayPal account. Once you have done this, you will be able to transfer money into and out of your PayPal account. This can come from checking or savings accounts. While it is most commonly used to fund the card, it can also be used to withdraw money to another account.
If you're getting a tax refund, you can have it go directly to your PayPal account. Most tax services will give you this option. This is a quick way to get the deposit you want when you're e-filing. There's no more need to wait for the IRS to send you a check in the mail.
Great Features on the Card
- Convenience of spending
- Online tools
- FDIC insured
- Low fees
You have a lot of ways to spend money on the account. You have a PIN number, allowing you to use the card as a debit card virtually anywhere you go, including gas stations. If you need cash, you can choose the cash back feature that many merchants have or you can visit an ATM machine. There's also the MasterCard logo on the card. This means it's accepted virtually anywhere. You can make purchases on the phone, over the internet and in person.
Online account tools will allow you to manage your money efficiently. When you log onto your PayPal account, you will see how much money you have in your account and what transactions you've made. You can search transactions, view statements and make bank transfers.
Your account is FDIC insured. This is done for your protection so you are covered by law to avoid losing money. There is no application fee, no annual fee and no APR. The only fee you have to deal with is a low monthly maintenance fee. This keeps your expenses way down throughout the month.
However you load the money onto the PayPal prepaid MasterCard is up to you. The important thing is that the money is always there. You can then have fun deciding where you want to use the card to access the funds that are in place.
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