Emergency Cash Disbursement (Visa Benefits)

Imagine a situation where you are somewhere outside of your country where your usual debit cards won't work, and you are in need of instant cash to pay for your local travel or restaurant bills. Visa cardholders enjoy an advantage that allows them to withdraw cash anywhere in the world using their card.

Defining Emergency Cash Disbursement

Under this benefit, a valid visa cardholder can get an emergency cash advance disbursed to him or her at any location within one business day and in some special case in less than 24 hours. If a card holder loses his card or if it is stolen he or she can contact Visa customer support directly and get cash disbursed for use. This is really useful for travelers. A traveler can use this benefit if he loses his wallet in a foreign country or city to get enough money to pay for living expenses and come back home.

Convenience

A valid Visa card holder has to report the loss of his card or if the card is stolen as soon as possible. The customer can call the global toll free customer support over the phone and inform the card center about the loss of the card. Once the card holder reports the loss of the Visa card, the customer support associate at the toll free number will start the process by working with the customer and the card issuing bank. The card issuing bank is approached by Visa for an approval and once they receive the approval from the bank, they disburse the cash.

The Speed of the Process

After the approval, it will take one business day for Visa to arrange for the cash to be sent to the customer but in some special cases the cash can be disbursed to the customer within 24 hours from the time they get an approval from the card issuing bank. Visa will arrange a location convenient for you to collect the cash.

Amount of Cash Disbursed

The amount of cash disbursed under the emergency cash disbursement benefit depends on several things. It would mainly depend on what kind of Visa card you hold. For example, Gold card holders in some cases are eligible to get up to $2,000 or an equivalent in local currency depending on the country you are in. You can always call the cardholder inquiry service to find out what type of card you have.

Toll Free Number

To get the emergency cash disbursement you need to call the toll free number. You don't need to worry if you are outside the United States because Visa has a strong global network of 550 toll free numbers listed with the help of which you can call from most of the countries. These toll free numbers are available 24 hours a day and 7 days a week.

Thus, powered with a Visa cardholders, customers need not worry about not only monetary loss, but they are also protected by the ability to get cash anywhere in the world, anytime and in any currency.