Discover More Card - Operation Homefront $20 Donation Review

If you think that giving to charities is always something you should try to do, then you might like what the Discover More Card – Operation Homefront $20 Donation has to offer you. It lets you support US troops in a convenient way.

It can sometimes be difficult to continue giving to charities during tough economic times, but thankfully there are creative programs like the Discover More Card – Operation Homefront $20 Donation. Created by the folks at Discover Card, the Discover More Card – Operation Homefront $20 Donation will donate $20 to support military families for every account that is opened. The money goes directly to the Operation Homefront organization, which specifically targets military families with special financial needs. It's a simple program that offers you both great financial rewards and peace of mind as well.

Of course, the Discover More Card – Operation Homefront $20 Donation provides so much more than just peace of mind that you are helping a good cause. Indeed, you will also enjoy many of the best credit card features around, some of which seem to be excusive to Discover Card:

  • Competitive interest rates
  • Exclusive affiliate partner shopping
  • Creative incentive Cashback Bonus program
  • Variable rewards

Competitive Interest Rates

One of the first things you might notice about the Discover More Card – Operation Homefront $20 Donation is the low interest rates. Every credit card company charges different rates for each of the balances you might carry, which can sometimes be confusing. The most common balances that people carry on their credit cards, though, are:

  • Standard purchases
  • Balance transfers

The Discover More Card – Operation Homefront $20 Donation gives you an extremely low interest rate on both of these balances for up to the first 15 months of opening your account. Once the introductory period expires, your rates will likely return to one that is based on the market prime rate (which will probably be what the interest rate is on the other card balances: cash advance and money transfer).

Creative Incentive Cashback Bonus Program

One of the most interesting things that the Discover More Card – Operation Homefront $20 Donation has to offer is a creative bonus program that changes the way you earn Cashback bonus points every few months. You will earn at least 1% Cashback on all purchases, but if you buy something in one of the qualifying categories you could earn up to 5%. The categories change periodically:

  • Travel and Restaurant purchases from Jan – March
  • Home and Fashion from April – June
  • Grocery and Drug Store in June
  • Gas and Hotels from July – Sep
  • Restaurants and Fashion from Oct – Dec

It's an interesting way to look at Cashback bonuses, but it's also a challenging way to think about earning points. If you notice, the calendar is designed to benefit you during peak months.

Exclusive Affiliate Partner Shopping

The Discover More Card – Operation Homefront $20 Donation also allows you to earn rebate points when you shop within the Discover affiliate online shopping mall. You can earn anywhere from 5% to 20% Cashback bonus on everything you find within the mall. There are over 150 exclusive products and services for you to choose from and all you have to do is log in through your Discover Card account online.

Variable Rewards

While Cashback rebates are probably the most popular way to redeem points, your Discover More Card – Operation Homefront $20 Donation also provides you with the opportunity to redeem your points in other ways. Before you inform them that you would like your rewards awarded on your next billing statement, you should take a look at what else they have to offer:

  • Gift cards
  • Merchandise vouchers
  • Discover Card gift cards
  • Donations to your favorite charity

As you can see, there are several different ways that you can utilize your rebates. Around Christmas time, for example, you might elect to use merchandise vouchers to get discounts on toys for your nieces or nephews. Similarly, you might opt to simply give a Discover gift card to a family member on a special day like a birthday or an anniversary.

Final Word

With the Discover More Card – Operation Homefront $20 Donation, you'll feel good about supporting your own family because you'll support a soldier's family too. For many people this is an easy to thank the troops for the sacrifices they make.