USAA Secured Platinum Visa Card
Details
- Have a real credit card - not a debit or prepaid card. Worldwide acceptance and exclusive Visa benefits
- 10.40% to 20.40% APR (based on your creditworthiness and other factors) on purchases, balance transfers, and cash advances
- $35 annual fee, with no application fee
- When you apply - you'll also be opening a USAA 2-year Certificate of Deposit, an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit
- CD lets you get a credit card even if you don't have a credit history or have bad credit
- Keep track of your credit for free with CreditCheck Monitoring
4.4 / 5.0 (13 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
See Terms*
APR Type:
variable
Annual Fee:
See Terms*
Issuer:
USAA Bank
Card Network:
VISA®
Card Category:
Consumer (Secured)
Card Type:
Card for Bad Credit
Guaranteed Approval
Military
Credit Needed:
Bad Credit OK*
Grace Period:
25 days*
Min Credit Line:
$250
Max Credit Line:
$5,000
Late Payment Fee:
Up to $35*
Over Limit Fee:
$0.00

Balance Transfers

Balance Transfer:
See Terms

Other Fees

Opening Minimum:
See Terms
Application Fee:
See Terms
ATM Fee:
See Terms

Comments

* - Credit Needed: No Score, Poor - below 660 & Fair 660-699

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Features

Most attractive:
- Secured card benefits
- Platinum Visa benefits
- No application fee
- No Intl. Transaction fees
- Credit Reporting
Least attractive:
- Annual fee

Benefits

Rewards:
- Earn variable interest on the balance of the CD (currently 0.54% Annual Percentage Yield
Other Benefits:
*See Terms and Conditions of the card for Special Benefits for Military and other benefits
Online Access:
Yes!
100% Guarantee Approval:
Yes!
Credit Reporting:
Yes

*The information provided for USAA Secured Platinum Visa® Card is believed to be accurate at the time of evaluation (Sep 17, 2021). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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