- Show your military pride while supporting the affiliate group of your choice.
- No annual fee or membership fee.
- 2,500 bonus points credited to your account with your first purchase.
- Earn one point for every dollar in purchases.
- Earn points without a cap or expiration.
- Redeem your points for cash, merchandise, gift cards or travel.
- Redeem for cash on your mobile device.
4.7 / 5.0 (15 votes)
Leave your vote!

Information - Rates - Fees

Intro APR:
0%*
Applied Towards:
Balance Transfer
Checks
Intro Period:
See Terms*
APR:
See Terms*
APR Type:
variable
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Co-Branded
Instant Decision
Low Interest Rate
Military
No Foreign Transaction Fee
Reward Card
Credit Needed:
Accepts All*
Grace Period:
25 days*
Min Finance Charge:
$0.00
Late Payment Fee:
$35.00*
Over Limit Fee:
$0.00

Balance Transfers

Balance Transfer:
Yes
Transfer Fee (%):
3.00%
Maximum Fee:
$200.00

Cash Advances

Cash Advance Fee (%):
3.00%
Maximum Fee:
$200.00

Comments

* - Credit Needed: Excellent 740+, Good 700-739 & Fair 660-699
** - There is a transaction fee of 3% on balance transfers and cash advances ($200 maximum on each balance transfer and each convenience check). Cash Advance Fee is waived when you transfer funds electronically from your USAA credit card to your USAA Bank deposit account. The APR will vary with the market based on the Prime Rate.

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Features

Most attractive:
- Low-interest rates
- No annual fee
- 12 months intro rates
- Special military benefits
- No Intl. transaction fees
Least attractive:
- Cannot find any

Rewards & Benefits

Reward Types:
Cash Back Rewards
Gas Rewards
Other Rewards
Universal Rewards
Reward Unit:
Cash
Rewards:
- 2,500 bonus points after first purchase.
- 1 point for every dollar in purchases.
- Choose from air travel with no blackout dates, brand-name merchandise, gift cards, charitable donations or cash
Expiration:
None*
Yearly Limit:
None
Other Benefits:
- Enjoy no foreign transaction fees
- Collision damage waiver coverage
- Identity theft resolutions services
- Extended warranty
*See card Terms and Condition for additional travel and retail benefits
Online Access:
Yes!

*The information provided for USAA Military Affiliate Cards is believed to be accurate at the time of evaluation (Sep 17, 2021). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.