- Free Secured checking account
- Free direct deposit and free checks
- Deposit money anywhere, anytime
- Access your money instantly
- Free unlimited funds transfers to and from any bank nationwide
- Manage money online easily: USAA Money Manager, USAA Web BillPay and more
- No minimum deposit to open
- No monthly maintenance fees
5.0 / 5.0 (124 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
N/A*
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Debit Card
Military
Reward Card
Credit Needed:
Accepts All*
Grace Period:
N/A*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Application Fee:
$0.00
ATM Fee:
$0.00
Additional Fees
1% foreign transaction fee applies to withdrawals outside the United States

*See website for details. -
CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by

USAA has been a trusted financial services company for military personnel for almost one-hundred years. Since 1922 they have been developing and providing immeasurable financial products and services to military personnel and their families. From checking and other banking services to loans, various kinds of insurances, and even retail discounts, USAA is a comprehensive, customer service-based financial services company.

Almost anyone associated with the armed forces can open an account with USAA. This includes, of course, active military personnel and their families but it also includes retired and honorably discharged personnel, veterans, widows and widowers, dependents, and other selected individuals who qualify. If you have military folks in your family you should definitely see if you qualify and pursue a membership.

Features

Most attractive:
- Free Checks
- Free direct deposit
- Earn Interest
Least attractive:
- No cash back on purchases

Rewards & Benefits

Reward Type:
Other Rewards
Rewards:
- Earn Interest: Variable rates on balances over $1,000.
Other Benefits:
- Zero Liability
- Free Overdraft Options
- Free Online Banking
- Unlimited check writing
- Free balance alerts
- FDIC insured to the maximum allowed by law
* See website for other benefits
Online Access:
Yes!

*The information provided for USAA Checking Debit Visa® is believed to be accurate at the time of evaluation (Sep 25, 2021). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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