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SKYPASS Visa Signature Credit Card

SKYPASS Visa® Signature Credit Card

- Get up to 15,000 Bonus Miles after your first purchase.
- Earn 1 mile for every $1 you spend in net purchases
- Double Miles on Korean Air ticket purchases.
- Redeem miles for award travel and upgrades on any SkyTeam partner, including Korean Air and domestic carriers such as Alaska Airlines and Delta Air Lines

4.0 / 5.0 (91 votes)

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Information - Rates - Fees

Intro APR:

N/A*

Intro Period:

N/A*

APR:

12.99% - 19.99%*

APR Type:

variable

Annual Fee:

$80*

Issuer:

US Bank

Card Network:

VISA®

Card Category:

Consumer (Premium)

Card Type:

Co-Branded
Instant Decision
No Foreign Transaction Fee
Reward Card

Credit Needed:

Excellent*

Grace Period:

24 - 30 days*

Min Finance Charge:

$2.00

Late Payment Fee:

$35.00*

Over Limit Fee:

$35.00

Balance Transfers

Balance Transfer:

Yes

Transfer Fee (%):

3.00%

Minimum Fee:

$5.00

Cash Advances

APR on Cash Advances (%):

23.99%

Cash Advance Fee (%):

4.00%

Minimum Fee:

$10.00

Other Fees

Additional Fees

- Convenience Check fee: 3% of each check amount, $5 minimum.
- Cash Equivalent fee: 4% of each cash amount, $20 minimum.

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by CreditCardsLab

The Skypass Visa Signature Credit Card is a card with a low annual fee, competitive rates, and the ability to earn SKYPASS miles that can be applied toward travel. There is also a wide range of travel benefits that are offered, such as being able to relax in one of Korean Air's lounges, travel insurance, and accident insurance that covers you and qualifying family members traveling with you.

When you pay your annual fee or first use the card, you are awarded bonus miles and you are awarded more bonus miles after you renew your card each year. These miles can be used to save money on travel. As for how points are earned, you earn 1 point for every dollar spent, but will earn 2 points for every $1 spent on all other purchases. There is no cap on how many miles you can earn, which means a lot of free travel can come from the card.

It is a rather simple card to own, offering unprecedented customer service and fraud protection in the way of fraud monitoring and zero liability fraud protection if fraudulent charges are made on the account. There is also no preset spending limit, giving the cardholder a lot of spending power anywhere in the world where Visa is accepted.

Features

Most attractive:

- Bonus miles
- Rewards program

Least attractive:

- Annual fee
- No introductory APR offer

Rewards & Benefits

Reward Types:

Airline Rewards
Travel Rewards

Reward Unit:

Miles

Rewards:

- 15,000 Bonus Miles after your first purchase.
- 1 mile for every $1 you spend in net purchases
- 2 miles on Korean Air ticket purchases.
- 2,000 Bonus Miles at renewal.

Expiration:

None*

Yearly Limit:

None*

Other Benefits:

- No Preset Spending Limit
- Travel and Emergency Assistance Services
- $1,000,000 in Travel Accident Insurance
- Visa Concierge
- Complimentary 24/7 travel and entertainment assistance
- Visa Travel and Shopping
- Visa Sports and Entertainment
*See website for additional benefits

Online Access:

Yes!

*The information provided for SKYPASS Visa® Signature Credit Card is believed to be accurate at the time of evaluation (Feb 18, 2015). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.