- Low 9.25% standard purchase APR and platinum benefits
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
Information - Rates - Fees
Penalty Rate: 16.95%*
Review by CreditCardsLab
The Simmons First Visa Rewards platinum credit card is reserved for consumer or personal use. Applicants with an excellent score stand a higher chance to gain acceptance. An important feature of this card asides its rewards program, and platinum benefits is its' low fixed APR. This rate covers purchase transactions making it easier to plan expenses, and balance repayment if you don’t pay in full.
On the rewards program you'll earn a point on every dollar spent. As you spend and earn points more reward options become available. Air travel benefits come with no seat restrictions and blackout dates.
No annual fee is charged.
Travel Accident Insurance, Emergency Cash and Card replacement, and Car Rental Loss/Damage Waiver.
- No annual fee
- Platinum Card coverage
- Low fixed APR for Purchases
- No fee Balance Transfer offer
- No introductory offer
- Only Excellent credit holders may apply
Rewards & Benefits
Universal Reward Cards
* The program offers a one-stop process for redemption and is supported by a toll-free service number.
- Car rental Loss/Damage waiver
- Travel Accident Insurance
- $1,000,000 VISA Platinum credit card coverage
- Emergency cash replacement
- Emergency card replacement
The information provided for Simmons First Visa Platinum Rewards is believed to be accurate at the time of evaluation (Mar 4, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
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