- $0 Monthly Fee*
- Free* Direct Deposit
- No Credit Check* or ChexSystems Check
- No Risk of Overdraft Fees
- No Bounced Checks - Ever!
- Easy Cash Reloading at 50,000 + Retail Locations
- Send Checks with Easy Online Bill Pay
4.1 / 5.0 (11 votes)
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Information - Rates - Fees

Intro APR:
Intro Period:
Annual Fee:
Card Network:
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Guaranteed Approval
Prepaid Debit Card
Tax Refund Card
Credit Needed:
Bad Credit OK*
Grace Period:
Late Payment Fee:

Balance Transfers

Balance Transfer:

Other Fees

Opening Minimum:
See Terms
Application Fee:
See Terms
ATM Fee:
See Terms
Additional Fees
  ACH debit - $2.25
ATM Withdrawal - $2.25
ATM Withdrawal Decline - FREE
Automated Phone Account Access - FREE
Bank ACH Transfer - FREE
Bank Teller Cash Advance - $5.00
Currency Conversion - 2%
Direct Deposit - FREE
Expedited Card Delivery - $50.00
Live Customer Service (per month) - 1 Free
Monthly Fee - $9.95*
Negative Balance Fee - N/A
Online Account Access - FREE
PIN Transaction - FREE
POS Transaction Decline - FREE
Paper Statement - $2.00
Replacement Card - $10.00
Retail Cash Load - FREE
Secondary Card (Max 1 card) - $10.00
Signature Transaction - FREE
U.S. ATM Balance Inquiry - FREE

Review by

The prepaid card market is growing by leaps and bounds. The only problem is, with so many new products that flood the market each year, it can be challenging to find the one that best suits your needs. This is why the Visa prepaid card is such a great option. The READYdebit Visa Select Ocean Prepaid card is proof that you can have all of the benefits that come with prepaid products, without the overwhelming fees that kept many from using them. This is a strong prepaid card offer that meets the needs of consumers, regardless of whether they're preparing for their adulthood or if it's a growing family with changing financial needs or a couple who's preparing for retirement and are carefully budgeting their money. We stand ready to help you meet your financial goals with, quite frankly, better terms and conditions. A few of the perks include lower fees, access to global ATMs, and many options for reloading your card, including PayPal, Money Gram and Western Union.

Because direct deposit has become such an intricate part of the payments process, not only can you use your Visa for direct depositing your paycheck, but you can also have tax refunds, government benefits and more applied right to your account, making it a far safer choice than carrying cash. Come see for yourself how much better this prepaid card is when compared to the competition. Have questions? No problem - our customer service team is available around the clock to help you resolve problems, get a replacement card sent or just to answer any questions you have about your account.


Most attractive:
- Visa benefits
- Guaranteed approval
Least attractive:
- Monthly fee


Other Benefits:
*See Terms and Conditions for other benefits
Online Access:
100% Guarantee Approval:

The information provided for READYdebit® Visa® Select Ocean Prepaid Card is believed to be accurate at the time of evaluation (Mar 16, 2018). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.