- $0 Monthly Fee Pay As You Go Plan (See Cardholder Agreement on site)
- No Credit Check or ChexSystems Checks
- No Risk of Overdraft Fees
- No Bounced Checks - Ever!
- Free* Direct Deposit
- Easy Cash Reloading at 50,000 + Retail Locations
- Send Checks with Easy Online Bill Pay
4.5 / 5.0 (21 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
N/A*
Annual Fee:
N/A*
Card Network:
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Guaranteed Approval
Prepaid Debit Card
Tax Refund Card
Credit Needed:
Bad Credit OK*
Grace Period:
N/A*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
See Terms
Application Fee:
See Terms
ATM Fee:
See Terms
Additional Fees
See website for Details*

See website for Details* -

Review by

The READYdebit Visa Latte Control credit card gives its cardholders an alternative to the traditional checking account. While direct deposit is always free regardless of the account, checking accounts are not always free. In this case, there is no monthly fee to have the card. In lieu of a monthly fee, there is a small charge per transaction. There is also a charge per ATM transaction if the money is withdrawn from an out-of-network ATM. In order to ensure that an in-network ATM is used, a quick online check can identify them.

Also available online through online account management is the ability to check balances and transactions. If there is anything that needs addressed that cannot be taken care of through online account management, customer service is available 24/7 to take care of many issues from deposit matters to lost and stolen cards. If the card is lost or stolen, then cardholders have two days to report it so that the liability associated with any fraudulent transactions can be eliminated or limited. This is just one of the ways in which the account serves as a good alternative to the checking account. Factor in that there is no possibility of bounced checks, thus no overdraft fees, and it is a convenient account to have.

Features

Most attractive:
- No monthly fees
- Free direct deposit
- Guaranteed approval
Least attractive:
- No secondary card available

Benefits

Other Benefits:
*See Terms and Conditions of the card for other benefits
Online Access:
Yes!
100% Guarantee Approval:
Yes!

The information provided for READYdebit® Visa® Latte Control Prepaid Card is believed to be accurate at the time of evaluation (Feb 14, 2017). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.