- Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
- No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
- Perfect card for establishing or re-establishing credit. Reports monthly to all three national credit bureaus
- Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line
- *See additional primor® Secured Visa Gold Card details
4.4 / 5.0 (22 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
9.99%*
APR Type:
fixed
Annual Fee:
$49*
Issuer:
Card Network:
Card Category:
Consumer (Secured)
Card Type:
Card for Bad Credit
Instant Decision Card
Low Interest Credit Card
Credit Needed:
Accepts All*
Grace Period:
25 days*
Min Finance Charge:
$1.00
Max Credit Line:
$5,000
Late Payment Fee:
Up to $29*

Balance Transfers

Balance Transfer:
No

Cash Advances

APR on Cash Advances (%):
18.99%
Cash Advance Fee (%):
5.00%
Minimum Fee:
$5.00

Other Fees

Additional Fees
Foreign Transaction: 3% of each transaction in U.S. dollars
Returned Payment: Up to $29
Additional Card Fee: $29

Review by

With lower fees than other secured card offers, choices and versatility, the primor Secured Visa Gold Card brings to consumers confidence in their financial choices. With credit limits you determine, you can design it to meet your needs. Your credit limit will be anywhere from $300 to $5000 and you can even start with a lower limit and increase it over time with $50 increment deposits into your FDIC protected savings account. It's also a fine choice for those wishing to bring their shopping experience online. Pay bills online, too with safety in knowing the Visa logo protects you and your payments or purchases.

No worries about penalty rates, either. Finally a card exists that brings with it transparent terms and conditions and plenty of reasons to make it your first choice in financial tools. The reality is, many American consumers are looking for those better choices that don't include surprise charges on their monthly statements or fee structures so high that it defeats the purpose in even owning a secured card. You're in good company with the primor Visa, too. It's one of the more popular options in the market - and for good reason. See for yourself the difference this secured credit card offers.

The primor® Credit Card is issued by Berkshire Bank, Kingston, NJ. Member FDIC. Berkshire Bank is a Massachusetts chartered bank.

Features

Most attractive:
- Low fixed APR
- Credit reporting
- up to $5000 secured credit
- Gold Card benefits
Least attractive:
- Annual fee

Rewards & Benefits

Other Benefits:
*See Terms and Conditions of the card for other benefits
Online Access:
Yes!
Credit Reporting:
Yes

The information provided for primor® Secured Visa® Gold Card is believed to be accurate at the time of evaluation (Aug 15, 2017). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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