- Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
- No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
- Perfect card for establishing or re-establishing credit. Reports monthly to all three national credit bureaus
- Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
*See additional primor® Secured Visa Classic Card details
4.4 / 5.0 (45 votes)
Leave your vote!

Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
13.99%*
APR Type:
fixed
Annual Fee:
$39*
Issuer:
Card Network:
Card Category:
Consumer (Secured)
Card Type:
Card for Bad Credit
Low Interest Credit Card
Credit Needed:
Accepts All*
Grace Period:
25 days*
Min Finance Charge:
$1.00
Min Credit Line:
$200
Max Credit Line:
$5,000
Late Payment Fee:
Up to $29*

Balance Transfers

Balance Transfer:
No

Cash Advances

APR on Cash Advances (%):
18.99%
Cash Advance Fee (%):
5.00%
Minimum Fee:
$5.00

Other Fees

Additional Fees
Foreign Transaction: 3% of each transaction in U.S. dollars
Returned Payment: Up to $29
Additional Card Fee: $29

Review by

Millions of Americans have come to rely on secured credit cards as a way of taking control of their finances. They're better alternatives than many of their traditional banking options and the primor Secured Visa Classic Card is a perfect example of how consumers' needs are being met.

These days, secured credit cards have lower fees, many of which are competitive with checking and savings accounts. They're convenient and unlike those classic bank accounts, the accounts are reported to the three credit bureaus, which often strengthens their future buying power.
With new federal financial laws, and the massive number of financial products available to consumers, it's important to understand the differences in various fees, service changes and terms and conditions. This secured credit card addresses all of the needs today's modern consumers are looking to fulfill.

This secured credit card offer guarantees approval provided the applicant's income is at least $100 more than his monthly expenses. The application process is fast and depending on the deposit into the FDIC savings account, the credit limit can be anywhere between $200 and $5000, making it a smart move for most all consumers. Competitive interest rates and an absence of many of the fees other similar cards offer, seal this deal as one worthy of consideration.

The primor® Credit Card is issued by Berkshire Bank, Kingston, NJ. Member FDIC. Berkshire Bank is a Massachusetts chartered bank.

Features

Most attractive:
- Guaranteed approval
- Credit reporting
- High secured credit limit
- No application fee
Least attractive:
- Annual fee
- Credit increase fee

Rewards & Benefits

Other Benefits:
*See Terms and Conditions of the card for other benefits
Online Access:
Yes!
Credit Reporting:
Yes

The information provided for primor® Secured Visa® Classic Card is believed to be accurate at the time of evaluation (May 25, 2017). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.