The Plum Card from American Express OPEN
Details
- Limited Time Offer: Get a 2% Discount consisting of a 1.5% Early Pay Discount plus, for the first 6 months, get an extra 0.5% on all purchases, up to $250,000.
- Do business on your terms
- Pay no annual membership fee for your first year. Then, pay $250 annually.
- No annual fee for Additional Cards.
- Terms & Restrictions Apply.
4.5 / 5.0 (116 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
N/A*
Annual Fee:
See Terms*
Issuer:
American Express
Card Network:
American Express®
Card Category:
Business (Premium)
Card Type:
Charge Card
Co-Branded
Credit Needed:
Excellent*
Grace Period:
None**
Late Payment Fee:
$39.00*

Balance Transfers

Balance Transfer:
No

Other Fees

Additional Fees
- First Additional Plum Card: No annual fee

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by

The Plum Card from American Express OPEN is an attractive offer for businesses capable of soldering their monthly expenditure. Paying balance in full will help your business avoid debt while incurring almost no interest.

The Enhanced Plum card charges a $250 annual fee but the first year fee is waived. For this fee you receive a bunch of features from internet benefits to insurance packages offering protection in various areas.

The American Express OPEN Savings is a discounts program for business owners who patronize selected services. Every transaction with participating retailers yields a savings of up to 25%.

Online cash management tools come for free to help you manage the financial aspects of business with more efficiency and less stress. Online bill payment permits direct and schedule payments to thousands of service providers.

Features

Most attractive:
- No fee first year
- Business savings and benefits
- No preset spending limit
Least attractive:
- Annual fee charged from second year
- No rewards program

Rewards & Benefits

Rewards:
- Get a 1.5% discount for paying early or up to 60 days to pay without interest, or both each month.
Other Benefits:
- Roadside Assistance Anywhere
- Car Rental Loss and Damage Insurance Plan
- Baggage Insurance Plan
- Travel Accident Insurance
- Emergency Card Replacement
- Identity Theft Assistance
- Emergency Check Cashing
- Global Assist Hotline
Online Access:
Yes!

*The information provided for The Plum Card® from American Express OPEN is believed to be accurate at the time of evaluation (Sep 28, 2013). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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