PayPower Visa Prepaid Card
Details
- $0 activation fee when you signup online!
- Earn $20 with free direct deposit of your employer paychecks on to your PayPower card
- Earn $30 when you direct deposit your government benefits checks on to your PayPower card
- Refer a friend and earn $20 when they sign up
- No Credit Check, Overdraft Fees, Minimum balances or existing bank account required
- Use everywhere Visa debit cards are accepted, including online and at ATM's
- Safe and secure alternative to cash and funds are protected by the Visa Zero Liability policy
- Free online bill pay, customer service, and card to card transactions
4.0 / 5.0 (104 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
N/A*
Annual Fee:
N/A*
Issuer:
Meta Bank
Card Network:
VISA®
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Guaranteed Approval
Prepaid Card
Tax Refund
Reward Card
Credit Needed:
Bad Credit OK*
Grace Period:
N/A*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
$5.00
Application Fee:
$0.00
ATM Fee:
$1.95
Additional Fees
  Bill Payment Fee- Electronic - FREE
Bill Payment Fee- Expedited - $9.95
Bill Payment Fee- Paper Check - FREE
Card to Card transactions - FREE
Check Request Fee - $5.95
Customer Service - FREE
Direct Deposit - FREE
Domestic ATM Balance Inquiry - $0.50
Domestic ATM Withdrawal - $1.95
Express Card Shipping Fee - $25.00
Foreign Transaction Fee - 2.0%
Intl. ATM Balance Inquiry - $0.95
Intl. ATM Withdrawal Fee - $3.95
Load/Reload Retail - $3.95
Lost/Stolen Replacement Card - $5.95
Monthly Maintenance Fee - $5.95
Online Purchase Fee - FREE
POS PIN Transaction - FREE
POS Signature Transaction - FREE
Reissue Card - FREE
Retail Purchase Fee - $3.95
Secondary Card Issuance Fee - $4.95
Teller Cash Advance - $2.00
Visa ReadyLink - Varies
Written Account History - $2.95
CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by

Those who don't want debt but want to experience the benefits of Visa can apply for the PayPower Visa Prepaid Card. There are no credit requirements to own the credit card because there is no credit line extended to cardholders. Everyone is accepted as long as they are at least 18 years of age and their personal information is verifiable. There are no overdraft fees simply because no one can exceed what is loaded onto the card.

Additionally, there are low maintenance fees for the card, making it an affordable way to spend and manage money. The card enables cardholders to pay their bills online or over the phone. This eliminates the hassle to write checks and mail then via the postal service. Managing the account is made simple with an online account portal as well as with text and email alerts.

Placing money on the card is also easy with direct deposit capabilities and the ability to go into thousands of locations nationwide with cash to load onto the card. The application process is simple, takes just a few minutes and a check can be in the mail within 24 hours. Everyone can buy where Visa is accepted with such a simple to use prepaid credit card.

Features

Most attractive:
- Free Direct Deposit
- Cash Bonus for referrals
- cash Bonus for DD
- No bank account required
Least attractive:
- Monthly Maintenance fee

Benefits

Rewards:
- $20 with free direct deposit of your employer paychecks on to your PayPower card
- $30 when you direct deposit your government benefits checks
- Refer a friend and earn $20 when they sign up
Other Benefits:
- Visa Zero Liability
- Free online bill pay
- Free customer service
- Free card to card transactions
*See Terms and Conditions for other benefits
Online Access:
Yes!
100% Guarantee Approval:
Yes!

*The information provided for PayPower™ Visa® Prepaid Card is believed to be accurate at the time of evaluation (Apr 9, 2014). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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