- Earn 10,000 bonus points after $500 in purchases in the first 90 days, enough to redeem for a $100 cash back statement credit
- 0% promotional APR for 6 months on ALL ticket purchases from a team ticket office. After that, a variable APR currently 14.99%, 19.99% or 24.99%, based on your credit worthiness
- Earn 2 points per $1 on NFL or team purchases - game tickets, in-stadium and at team Pro Shops - and 1 point per $1 on all other purchases
- 20% off every purchase at NFLShop .com - that's $20 off every $100 you spend
- Redeem points for VIP NFL experiences, game tickets or 1% cash back statement credits beginning at 2,500 points for a $25 statement credit
- All 32 team cards are available, customized with your favorite team's colors and logo
- 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that a variable APR, currently 14.99%, 19.99% or 24.99%, based on your creditworthiness
4.0 / 5.0 (103 votes)
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Information - Rates - Fees

Intro APR:
See Terms*
Applied Towards:
Balance Transfer
Intro Period:
See Terms*
APR:
14.99%, 19.99% or 24.99%*
APR Type:
variable
Annual Fee:
$0*
Card Network:
Card Category:
Consumer (Regular)
Card Type:
Co-Branded
Instant Decision
Reward Card
Credit Needed:
Fair*
Grace Period:
23 days*
Min Finance Charge:
$2.00
Late Payment Fee:
$35.00*
Over Limit Fee:
$0.00

Balance Transfers

Balance Transfer:
Yes
Transfer Fee (%):
4.00%
Minimum Fee:
$10.00

Cash Advances

APR on Cash Advances (%):
25.24%
Cash Advance Fee (%):
5.00%
Minimum Fee:
$10.00

Other Fees

Additional Fees
Foreign Transaction: 3% of each transaction in U.S. dollars.
Returned Payment: Up to $35.00

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by

Football fans will enjoy the NFL Extra Points Credit Card because it is full of unique features. Every dollar charged to the card earns reward points. These reward points never expire and there is no cap to the amount of points that can be earned in a calendar year. Points can be redeemed for cash back on the statements or various football rewards like gift cards on NFL merchandise and various experiences like press conferences after the game, game tickets and even field passes.

There are many unique features for cardholders to tap into that allow them to enjoy the games even more each year. Other features of the card make it easy to manage money and stay out of debt. There are live representatives available on the toll free customer service line to get details on the account and ask questions. There is also online account access, which is absolutely free to use.

Account statements can be downloaded with the click of a button and payments can be scheduled in advance to avoid writing a check or being late on a due date. The card is easy to apply for and a credit decision can be provided to applicants in seconds when the application is submitted online.

Features

Most attractive:
- Bonus points
- No annual fee
- NFL rewards card
- Premium rewards and benefits
Least attractive:
- Not all applicant will receive lowest advertised APR

Rewards & Benefits

Reward Types:
Other Rewards
Sport Rewards
Universal Rewards
Reward Unit:
Point
Rewards:
- 10,000 bonus points after $500 in purchases in the first 90 days, redeemable for $100 cash back statement credit
- 2 points for every $1 spent on NFL or team purchases
- 1 point for all other purchases
- No cap on points earned and points never expire
- Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits
- 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
Expiration:
None*
Yearly Limit:
None
Other Benefits:
*See Terms and Conditions for other benefits
Online Access:
Yes!

*The information provided for NFL Extra Points Credit Card is believed to be accurate at the time of evaluation (May 18, 2015). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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