- When you need credit, Next Millennium is here. Apply Now!
- No credit check*
- Approved regardless of credit history
- Secured credit limit of up to $5000.00
- Get cash at over 740,000 ATMs
- Accepted wherever Master Card is accepted
4.0 / 5.0 (27 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
19.50%*
APR Type:
fixed
Annual Fee:
$59*
Card Network:
Card Category:
Consumer (Secured)
Card Type:
Card for Bad Credit
Guaranteed Approval
Credit Needed:
Bad Credit OK*
Grace Period:
N/A*
Min Credit Line:
$300
Max Credit Line:
$10,000
Late Payment Fee:
N/A*
Over Limit Fee:
$25.00

Balance Transfers

Balance Transfer:
No

Other Fees

Additional Fees
*See Terms and Conditions

CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by

The Next Millennium Black MasterCard card is the ideal tool with which consumers having poor and very limited credit ratings can feel a part of the society. It's a secure credit card providing its holder access to purchase items, redraw from ATMs, and conduct most transactions that can be done using a traditional unsecured credit card. Issued by the New Millennium Bank, this card charges interest rates that remain fixed and highly competitive.

Card members pay an annual fee and can see the benefit of doing so by benefiting from several features to take advantage of.

Online account access ensures card members can keep track of the card account without having to wait for paper statements in the mail. Online bill payment is another intelligent feature to assist card members pay utility bills.

Features

Most attractive:
- Guaranteed approval
- MasterCard benefits
- High secured credit limit
Least attractive:
- Annual Fee

Benefits

Other Benefits:
*See Terms and Conditions
Online Access:
Yes!
100% Guarantee Approval:
Yes!

*The information provided for Next Millennium Black MasterCard® is believed to be accurate at the time of evaluation (Apr 19, 2014). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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