- Prequalify for a card today and it will not impact your credit score
- Less than perfect credit is okay
- Mobile account access at any time
- Protection from fraud if your card is stolen
- Account history is reported to the three major credit bureaus in the U.S.
3.8 / 5.0 (24 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
23.90%*
APR Type:
fixed
Annual Fee:
$35 - $99*
Issuer:
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Card for Bad Credit
Co-Branded Card
Instant Decision Card
Credit Needed:
Poor*
Grace Period:
25 days*
Min Finance Charge:
$0.50
Min Credit Line:
$300
Late Payment Fee:
Up to $35*
Over Limit Fee:
Up to $35

Balance Transfers

Balance Transfer:
No

Cash Advances

APR on Cash Advances (%):
23.90%
Cash Advance Fee (%):
5.00%
Minimum Fee:
$5.00
Maximum Fee:
$100.00

Other Fees

Additional Fees
Returned Payment: Up to $35.00
Authorized User: $25.00 (if applicable, one-time fee)
Foreign Transaction: 1%

Comments

*Dependent on credit worthiness

Review by

These days, finding credit products that deliver everything we're looking for can be challenging. No sooner than you realize you've found the ideal card, complete with a low APR, all the perks and benefits and the latest in chip technology than you learn the annual fee is too high. What if you could pre qualify for a credit card - specifically, the Milestone Gold MasterCard credit card fro Poor Credit, receive the offers and then decide - all without it affecting your credit scores? Think it's too good to be true? It's not.

We understand our customers' frustrations as they feel as though their backs are against the wall. If they conduct due diligence and apply for credit, whether or not they're approved, their credit scores take a hit. It's referred to as a 'soft hit', which means the damage is temporary. Still, why should it exist at all? We've made it simpler with our pre- qualification process. All you do is use the convenient pre-qualification form on the website and you're presented with your offers. You can take as long as you wish to decide which offer you want to accept. Once you decide, we take it from there. It's the easier way - and the fair way - to treat our customers.

Features

Most attractive:
- Card for Poor Credit
- Gold MasterCard benefits
- Instant decision
Least attractive:
- Annual fee

Rewards & Benefits

Other Benefits:
*See Terms and Conditions for other benefits
Online Access:
Yes!

The information provided for Milestone® MasterCard® - Bad Credit Considered is believed to be accurate at the time of evaluation (Jul 6, 2016). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.