- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
Information - Rates - Fees
Foreign Transaction Fee: 2%
* See website for complete terms and conditions of card usage and application disclosure.
Review by CreditCardsLab
The Iberia Bank Visa Gold Cash Back Rewards credit card is designed for consumers having good or excellent credit. It's a credit card charging very low interest which makes it a favorite pick to consolidate purchases. On the cash back program, members earn 1% cash back per purchase transaction. There are no restrictions based on an annual limit and cash earned does not expire.
Members are given online account access, and travel accident insurance as side benefits. With online account access, it becomes easier to monitor spending and detect fraudulent transactions. Travel accident insurance compensates a beneficiary up to $500,000 in the unfortunate event of accidental dismemberment. Card members do not incur an annual membership fee.
Read applicable card agreement before applying.
- No annual fee
- Low APR for Purchase
- Introductory rates for Balance Transfers
- No longer charge penalty pricing
- No over the limit fees
Rewards & Benefits
The information provided for IberiaBank Visa Gold Cash Back Rewards Card is believed to be accurate at the time of evaluation (Nov 21, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
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