- Points redeembable for 2% Cash Back for every dollar spent with this card
- 0% Introductory APR on Purchases for 9 months and a Variable 19.90% APR thereafter
- 24/7 Online Account access for easy and self-management of your account
- The ability to set up email and text messages notifying you of your account status
- Free online bill pay
4.5 / 5.0 (21 votes)
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Information - Rates - Fees

Intro APR:
0%*
Applied Towards:
Purchases
Balance Transfer
Intro Period:
9 months*
APR:
19.90%*
APR Type:
variable
Annual Fee:
N/A*
Issuer:
Card Network:
Card Category:
Consumer (Regular)
Card Type:
Card for Bad Credit
Reward Card
Credit Needed:
Poor*
Grace Period:
25 Days*
Min Finance Charge:
$1.00
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
Yes
Transfer Fee (%):
5.00%
Minimum Fee:
$10.00

Cash Advances

APR on Cash Advances (%):
20.90%
Cash Advance Fee (%):
5.00%
Minimum Fee:
$10.00
CreditCardsLab is compensated by featured partners, but editorial opinions are our own.

Review by

The Household Bank Rewards MasterCard card is an unsecured credit card designed for consumers having poor or fair credit ratings. Everyone wishing to build good credit over time could apply. The card reports monthly to all 3 major credit bureaus.

Cardholders participate in a one-time introductory APR period charging no interest on purchases and balance transfers. Cash advances do not partake. Purchase APR after the intro period is according to each cardholder's prior rating and varies from time to time.

Cardholders can choose their own payment due dates and pay bills through the online account center. It's also possible to view account balance as well as apply for email and text message updates to remind one of an incoming payment due date.

Features

Most attractive:
- Good card to build the credit
- Reports to all three credit bureaus
- Long term introductory offer
- Cash Back rewards
Least attractive:
- Annual fee (depends on your credit history)
- Processing Fee

Rewards & Benefits

Reward Types:
Cash Back Rewards
Universal Rewards
Reward Unit:
Cash
Reward per every $1 spent:
1.00
Rewards:
- Points redeembable for 2% Cash Back for every dollar spent with this card
- Cash redeemed in $25 increments
Other Benefits:
- Reports to all 3 credit bureaus monthly
- Free Online 24-hour Account Access and Bill Pay
- Periodic credit limit increases
- No liability for unauthorized transactions
- Choice of payment due dates
Online Access:
Yes!
Credit Reporting:
Yes

*The information provided for Household Bank Rewards MasterCard® is believed to be accurate at the time of evaluation (Mar 23, 2014). We strongly advise visitors to review the fees, terms and conditions to verify accuracy of the information posted prior to applying for the product.

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