Information - Rates - Fees
Instant Decision Card
* The Fingerhut Credit Account is offered to US residents by WebBank, a Utah-chartered industrial bank, located in Salt Lake City, UT. Member FDIC, who determines eligibility and qualifications for the terms of credit.
+ If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.
Review by CreditCardsLab
The Fingerhut Credit store card does not consist of complicated rewards programs other than free merchandise that may be awarded when a consumer makes a purchase, purchases up to a certain dollar amount, or purchases a certain item.
The interest rate for this card is comparable to usual store card interest rates, which tend to run higher than your standard Visa or MasterCard that is directly issued by a bank. The interest rate is applied to the statement balance each month.
The card also enables cardholders to control their monthly payment as they control spending. Rather than basing the payment on the balance, it is based upon the monthly payment amount of each item charged. If two items are $8 per month each, the monthly payment is $16.
- Instant decision
- High credit lines
- Many branded products to choose from
Rewards & Benefits
- Monthly payments based on what's best for your budget.
- Use Fingerhut Credit for catalog, online and phone orders.
- You can shop even if your application is pending.
* See Terms and Conditions of the card
The information provided for Fingerhut Credit Account is believed to be accurate at the time of evaluation (Aug 7, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
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